Dilli Nathan Email & Phone Number

Kanchipuram Area, India

1. Product knowledge2. Login Process3. Sanction Process4. Disbursement Process5. NACH Fill up Process6. Petty Cash Process7. Legal & Technical Process8. SUD File Handover & Disbursement Process9. DB Query Resolution10. FTR & NON FTR Concept11. Incentive Process CREDIT PROCESS Generating the CIBIL for Applicant & Co-applicant to know about their existing loan details & string detials (STD, DPD and Ect...) Scrutinizing the proposal forms with the combination of Underwriting and product strategy to make the proposal for login & maintain the TAT (Turn Around Time) from proposal login the disbursement Doing personal discussion and income working based on the direct business assessment for loan eligibility. For salaried profile fixing loan amount with FOIR under control as per the policy During the PD Understanding about the customer and his back-round, customer intention, Customer ability & Ect... Recommending the CAM for approval with the Credit deviation if required and credit condition if required. Obligating the existing loans and maintaining the FOIR (Fixed Obligations to income Ratio) as per the policy Customer is doing the business in negative area, we are decline proposal as per guidelines. Doing property verification which property is constructing as per plan approval and level of the construction has been completed. Initiating the external valuation and follow-up till the valuation report to be received. After receiving the valuation report we have to read-through valuation report which is matching with plan approval & also four boundaries are matching with document. Initiating the Medicals to the customer, loan amount is more than 5L and also initiating credit shield insurance for the property

Kanchipuram Area, India

Generating the CIBIL for Applicant & Co-applicant to know about their existing loan details & string detials (STD, DPD and Ect...) Scrutinizing the proposal forms with the combination of Underwriting and product strategy to make the proposal for login & maintain the TAT (Turn Around Time) from proposal login the disbursement Doing personal discussion and income working based on the direct business assessment for loan eligibility. For salaried profile fixing loan amount with FOIR under control as per the policy During the PD Understanding about the customer and his back-round, customer intention, Customer ability & Ect... Recommending the CAM for approval with the Credit deviation if required and credit condition if required. Obligating the existing loans and maintaining the FOIR (Fixed Obligations to income Ratio) as per the policy Customer is doing the business in negative area, we are decline proposal as per guidelines. Doing property verification which property is constructing as per plan approval and level of the construction has been completed. Initiating the external valuation and follow-up till the valuation report to be received. After receiving the valuation report we have to read-through valuation report which is matching with plan approval & also four boundaries are matching with document. Initiating the Medicals to the customer, loan amount is more than 5L and also initiating credit shield insurance for the property Dispatching the proposal forms to Risk team for QC & after completion of QC, we are getting the Sanction letter from the Ops. Department. Scrutinizing the agreement copy all the necessary document has been signed by the applicant & co-applicant. Preparing the Disablement memo to disburse the loan once the docs has been dispatched to Ops. Team. Handing over the cheque to the customer after completion of MODTD