My role encompasses a number of different and varied responsibilities;• Managing a team with a portfolio of c.€700m and c.40 customers under management.• Currently managing a diverse portfolio of clients including commercial real estate in Ireland,UK and Europe, windfarms, powerplants, toll roads and educational institutions.• Previously managed a portfolio including hotels, public houses , retail clients in excess of €500m. • Prior to that managed a client portfolio in the Energy, Manufacturing, Healthcare, Food and Agriculture sections (c. €400m). Also continuing to increase the book by identifying and developing appropriate opportunities within the existing loan book • Develop and grow relationships with clients mainly dealing with large private companies and Plcs• Develop new businesses for the Bank by targeting wish list clients and networking with professionals and colleagues • Conduct ad hoc projects including financial modelling.• Assess lending and structuring transactions • Accountable for loan due diligence and recovery of bad debts• Responsible for the ongoing management and development of team membersI have the following skills: • Networking with professionals to build relationships and win new business• Effective communication and influencing skills across all levels• Excellent presentation skills from delivery credit papers to Dublin and Group Credit Committees• Proven commercial, analytical, numerical, credit administration and monitoring skills• Effective interpersonal skills with the desire to develop junior team members • Ability to work on my own initiative and as well as part of a wider team

My role encompassed a number of different and varied responsibilities;• Managing a portfolio of clients primarily in the healthcare, property and recycling sectors • Prepare and present the loan review to senior management• Assess lending transactions• Accountable for loan due diligence and recovery of bad debts• Prepare loan draw downs including review of security, legal title, valuation and compliance with credit sanction• Manage the post drawdown loan process

Key responsibilities• Preparation of planning and strategy documents for audit engagements.• Setting budgets for assignments and ensuring they are adhered to.• Managed teams up to four people to ensure audit activities are carried out in a timely and efficient manner.• Researching and resolving audit issues with Auditee.• Preparation of consolidated financial statements for group statutory reporting.• Preparation of consolidated cash flow for statutory reporting.• Drafting reports to company management identifying weaknesses in the company’s systems and controls and making recommendations for their improvement.• Drafting reports on the salient features on each engagement and submission of reports to group auditors in the case of multinational companies. Client profile Based in the Communication Healthcare Energy Construction division, I worked as senior on a number of large clients: • Aer Rianta one of Irelands largest public companies.• Takeda Pharmaceuticals, currently the market leader in the pharmaceutical sector.• Tedcastle Holdings Group one of Ireland’s largest private companies.• Other significant clients on whom I was senior were based in the leasing and software fields Non audit experienceOther experience includes a secondments to our forensic department and the education department in KPMG which involved presentation of training courses to new and junior trainees within the firm and a number of liquidation accounts preparation and wind-down audits.

I worked on clients in every major industry group – manufacturing, retail, financial services and utilities e.g. Lufthansa Airmotive (Irish operation), Flextronics, large manufacturing company, Northern Trust (Fund Administration). Other engagements were Irish limited companies or Irish-based operations of multi-nationals where turnover ranged between €10m and €250m.Other significant clients were fund and agency treasury company audits and a secondment to Bank of Ireland.Other tasks involved performing internal audit reviews and due diligence projects.