Dilpreet Mohaar Email & Phone Number

Auckland, Nz

Sydney, New South Wales, Australia

Auckland, New Zealand

- Analysing Asset finance applications for up to $1m - Writing credit submissions for Senior credit team to assess for complex SME applications- Assessing credit worthiness of applicants for Unsecured term loans of up to $250k- Relationship management with external and internal Stakeholder, including customers via phone, email and in-person.- Handling New business and existing business enquiries from business customers and intermediaries across the country.- Analysing of Financial data such as Income statements, balance sheet, Business financials to achieve positive outcome for both the bank and the customers.

Auckland, New Zealand

- Researching and evaluating clients’ creditworthiness- Analysing Asset purchase applications of up to $400k- Assessing and writing mortgage loans of up to $1m- Writing submissions for Senior Credit team with anything over the assigned DLA and providing any recommendations- Approving or rejecting loan requests, based on credibility and potential revenues and losses- Well versed within CCCFA and AML legislation- Sound knowledge of Consumer as well as Commercial lending

Wellington, Wellington Region, New Zealand

- Reconciled bank and credit card accounts monthly.- Conducted credit checks and lending reviews for new vendor accounts.- Evaluated credit worthiness and processed loan applications within set limits.- Maintained accurate accounting records and systems, including data entry and proofreading.- Implemented detailed end-of-month accounting procedures for proper account balancing and readiness for the new month.

Auckland, New Zealand

- Initiated contact with debtors via email, telephone, and mail for collections.- Reminded customers of payment obligations and discussed default procedures.- Reviewed accounts for payment plan compliance and resolved payment issues.- Negotiated payment plans and utilized skip tracing to locate debtors.- Mentored new team members and educated customers on debt repayment strategies.- Conducted high-volume daily calls, processed payments, and set up recurring drafts.- Monitored accounts for overdue payments and implemented timely remedies.

Auckland, New Zealand

- Reviewed credit histories and determined credit limits for applicants.- Analysed financial status and credit evaluations for loan approvals up to $15,000.- De-escalated customer concerns with a friendly demeanor.- Managed customer complaints and expedited resolutions.- Activated customer accounts and provided training to new employees.- Ensured compliance with CCCFA regulations and maintained privacy standards.- Collaborated with team leaders to enhance customer service.- Updated PPSR register and adhered to AML and CCCFA legislation while offering non-financial advice to customers.

Education record

Diploma Of Education, Business Administration And Management, General, A