Dimitris Karakostas Email & Phone Number

- Handle the relationship with the Bank’s Supervisory Authorities (European Central Bank and Bank of Greece) for the entire spectrum of supervisory activities for Group and Subsidiaries- Represent the Bank’s views and develop advocacy strategies in discussions with regulators, auditors and other external parties - Deliver preparatory (verbal and written) briefings to the Senior Management for various regulatory and IR occasions- Manage all the SSM ad hoc requests and coordinate a wide range of internal stakeholders (line of business units, risk, strategy, finance, legal) in addressing the requested items in an effective and timely manner- Act as single point of contact, provide technical Project Management support and produce quantitative and qualitative analysis to uphold Bank’s positioning in key supervisory activities: o EU-wide Solvency Stress Test and Climate Stress Test o Internal Capital Adequacy Process (ICAAP) o Supervisory Review and Evaluation Process (SREP) o Risk and Capital Strategy (RCS) and Risk Appetite Framework (RAF) Dashboard o On – Site Inspections (OSI) including Credit File Reviews (CFR) o Supervisory approvals for Hive Down and Securitizations for PE and NPE portfolio

Greece

- Participated in Statutory Audit and Tax Audit of Financial Statements on standalone and consolidated basis for companies with reporting requirements under IFRS or Greek GAAP- Involved in a due diligence for merger concerning the Greek Cooperative Banks - Engaged in business and restructuring plans of troubled companies in the Tobacco-related industry

Greece

- Designed an Excel – based model to calculate the cost of aero medical transportation - Issued invoices for various claims against third parties concerning aero medical transportations, fuels, solid food, chemtrails and military education

Athens, Greece

- Wrote profiles of major listed and unlisted Greek companies to inform domestic and foreign investors regarding operations, product portfolio, shareholding structure and financial highlights Sectors Coverage: Construction Materials, Industrial Machinery, Packaging, Plastics, Chemicals - Researched the European waste management industry via databases like Bloomberg, FactSet, Capital IQ and performed DCF and Multiples Valuation for a Preliminary IPO Consideration- Assisted senior professionals in the Greek privatization program by analyzing the Greek tax policy and by calculating tax charges for the sale of real estate assets

Master Of Business Administration - Mba, 8.94/10 (Excellent) | Ranked 3Rd In His Graduating Class

Dissertation: Assessing the Informational Role of Supervisory Stress Tests: The case of EU-wide 2018 Stress Test (10/10) Key Modules.

Bsc, Banking And Financial Management, 8.23/10 | Ranked 5Th In His Graduating Class

Key Modules: Financial Theory, Corporate Finance, International Financial Markets, Financial Reporting, Financial Econometrics, Financial.

High School Diploma With Honors, 18.8/20