Offering over 20 years of rich & comprehensive experience & exposure in various facets of Lending for Secured / Unsecured Products & Working Capital Limits, Term loans, Project Lending ( as well as achieving results in highly competitive environments in the Banking industry. Experience of working in 4 different organisations with varying work culture and business priorties .- Merit of assessing the credibility of an entity with a view to lending both for Retail and SME sectors and delivering excellent work performance; proficiency in business development (cross-selling skills of banking products), corporate & SMEs sales activities and steering efforts towards breaking new avenues, driving sales growth and supporting key account management for a high satisfaction index- Resourceful in building healthy business relationships with clients for acquiring new business from them using good influential & negotiation skills; merit of acquiring a significant share of business from SMEs with an aim to improve customer contentment and consequently customer loyalty, repeat & referral business. A strategic planner with expertise in driving, guiding and motivating teams to consistently achieve assigned targets; successfully improved overall business across government & corporate segments; implementing strategies towards enhancing market penetration, business volumes and growth for a wide range of banking products & services - Experiences in handling and driving large teams through effective role allocation ; streamling processes and keeping sufficient controls on deviations -Track record that demonstrates self-motivation & initiative to achieve corporate goals; possess excellent communication skills with abilities in change management , liaising , negotiation, collaboration across various stake holders