Dimuthu De Silva Email & Phone Number

Mississauga, Ontario, Canada

- Reviewing and adjudicating credit appraisals sent by Dealers/Sales Team within delegated approval limit.- Analyzing and recommending credit appraisals to higher management for approval- Providing requested information to higher management on probable repo assets.

Mississauga, Ontario, Canada

• Provides day-to-day delivery of critical lending operations processes including loan administration and servicing activities.
• Supports the execution of payments, transactions, service requests, administrative activities and processes and fulfillment of stakeholders’ inquiries/requests within relevant service level agreements.
• Collaborates with stakeholders to promote efficient and effective processes and work flow, establish positive working relationships across the organization and to achieve operational and business results and deliver.
• Lending operations which includes specialized operations processes and activities for mortgages, consumer lending products, leasing and/or commercial lending products.
• Performs administrative tasks such as distributing/collecting/filing/etc. documentation and information.
• Data enters, reviews and verifies loan information and documentation for processing and/or further handling.

Kalutara District, Western, Sri Lanka

• Coached and trained of Credit Officers on overall credit evaluation.
• Evaluated loan facilities and appraisal quality of the region and introduced new standards and processes, improving the overall appraisal quality in the overall region.
• Appraised all types of complicated credit facilities of newly opened branches.
• Prepared weekly, monthly and annual reports to analyze branch performance.
• Supervised on implemented of key activities in the regional branch network.
• Coordinated and conducted management meetings in formulating regional business plan, budget and marketing strategic plan.

Tangalla, Southern, Sri Lanka

• Identified and canvassed new clients, ensuring timely collections of loan installments, promoting various loan products to existing and potential customers.
• Ensured comprehensive evaluation of loan facilities by analyzing all aspects of the credit facilities and thorough analysis of clients’ financial details.
• Followed up on disbursement of approved credit facilities to meet branch targets.
• Reviewed of existing loan facilities and identification of loan facilities for restructuring.
• Promoted bank products and canvassing existing and new clients while providing an excellent customer service.

Kalutara District, Western, Sri Lanka

• Evaluated and appraised loan facilities for new and existing clients with due consideration to financial performance, collateral quality and, repayment capacity.
• Analyzed loan portfolio to identify facilities that require restructuring.
• Recovered due loan installments and preventing facility being defaulted.

Colombo, Western, Sri Lanka

• Focused attention and recovery actions on Excess Management Process.
• Appraised credit facilities of both retail and corporate clients of the branch.
• Presented quarterly management reports to Senior Management.

Colombo, Western, Sri Lanka

• Communicated with insurance companies in United States regarding medical claims of company clients.
• Prepared daily claim reports and monthly comparison Reports.
• Presented Actual vs Budgeted claim reports to Team Lead / Manager – Operations.

Colombo, Western, Sri Lanka

Master Of Business Administration - Mba, Management

Bachelor Of Commerce - Bcom