Dimuthu De Silva Email & Phone Number

Mississauga, Ontario, Canada

- Reviewing and adjudicating credit appraisals sent by Dealers/Sales Team within delegated approval limit.- Analyzing and recommending credit appraisals to higher management for approval- Providing requested information to higher management on probable repo assets.

Mississauga, Ontario, Canada

• Provides day-to-day delivery of critical lending operations processes including loan administration and servicing activities. • Supports the execution of payments, transactions, service requests, administrative activities and processes and fulfillment of stakeholders’ inquiries/requests within relevant service level agreements. • Collaborates with stakeholders to promote efficient and effective processes and work flow, establish positive working relationships across the organization and to achieve operational and business results and deliver the intended customer and employee experience.• Lending operations which includes specialized operations processes and activities for mortgages, consumer lending products, leasing and/or commercial lending products.• Performs administrative tasks such as distributing/collecting/filing/etc. documentation and information.• Data enters, reviews and verifies loan information and documentation for processing and/or further handling.• Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees.• Checks and reconciles information and documentation to ensure accuracy and completeness.

Kalutara District, Western, Sri Lanka

• Coached and trained of Credit Officers on overall credit evaluation.• Evaluated loan facilities and appraisal quality of the region and introduced new standards and processes, improving the overall appraisal quality in the overall region.• Appraised all types of complicated credit facilities of newly opened branches.• Prepared weekly, monthly and annual reports to analyze branch performance.• Supervised on implemented of key activities in the regional branch network. • Coordinated and conducted management meetings in formulating regional business plan, budget and marketing strategic plan.• Consulted with higher management in identified areas that needs improvements in regional branch network while providing suggestions to improve.

Tangalla, Southern, Sri Lanka

• Identified and canvassed new clients, ensuring timely collections of loan installments, promoting various loan products to existing and potential customers.• Ensured comprehensive evaluation of loan facilities by analyzing all aspects of the credit facilities and thorough analysis of clients’ financial details.• Followed up on disbursement of approved credit facilities to meet branch targets.• Reviewed of existing loan facilities and identification of loan facilities for restructuring.• Promoted bank products and canvassing existing and new clients while providing an excellent customer service.

Kalutara District, Western, Sri Lanka

• Evaluated and appraised loan facilities for new and existing clients with due consideration to financial performance, collateral quality and, repayment capacity.• Analyzed loan portfolio to identify facilities that require restructuring.• Recovered due loan installments and preventing facility being defaulted.

Colombo, Western, Sri Lanka

• Focused attention and recovery actions on Excess Management Process.• Appraised credit facilities of both retail and corporate clients of the branch.• Presented quarterly management reports to Senior Management.

Colombo, Western, Sri Lanka

• Communicated with insurance companies in United States regarding medical claims of company clients.• Prepared daily claim reports and monthly comparison Reports.• Presented Actual vs Budgeted claim reports to Team Lead / Manager – Operations.

Colombo, Western, Sri Lanka

Master Of Business Administration - Mba, Management

Bachelor Of Commerce - Bcom