Dina Bharkhda Email & Phone Number

London, United Kingdom

Working with Fintech companies in emerging markets which will not only solve a global problem by ending exclusion but transform peoples’ lives. There is a need for a positive disruption to offer innovative model which is secure and affordable “OFFLINE“payment solution. This business model does not require mobile phones, power supply or even Internet. It is simply smart, safe and easy to use.- Expand the growth strategy of payment solutions- Develop and execute a comprehensive “go to market” cashless payment solutions, customer focus and innovation to drive new set of customer segments in emerging markets.

London Uk

Key responsibilities: Responsible for Commercial card solution B2B effort to standardise product features and capabilities globally to interface with key banks to support multinational corporate clients. Engagement with key banking partners to implement B2B Commercial card solutions, grow their portfolio and work towards customers’ retention strategy. Focus on sales enablement, product vision and strategy of banks within the multinational programme by leveraging commercial platforms, tools and system: Global Relationship Management Business Analysis & Development  3rd Party Vendor Management Project Management  Risk, AML, KYC, Fraud & compliace Management Financial crime and transaction monitoring Process Change and Digitising Applications Development Programme Management Operational excellence

London, United Kingdom

Key responsibilities:Defend & grow Prepaid Card programme achieving growth of over 200% in 2 years:On boarding of new clients – KYC vetting process, membership compliance, collaborating with risk team and review validity of documentationApprovals, certification process and communication to the issuing banks - over 150 programmesEngagement with key banks for new launches, management of accounts and point of contact for escalation processDeveloped two case studies creating an awareness in the market to boost sales in the market place

London, United Kingdom

Key responsibilities: Planned, executed and implemented a wind down strategy of the Traveller Cheques (TC) business to minimise product, brand and programme risk exposure..

London, United Kingdom

Key responsibilities: Operational Excellence to support Global TC Issuing Banks:Global relationship managementFraud Management including collaborating with law enforcement agencies, US Secret Service and other government authorities. This led to a number of successful arrests worldwideMigration of functionsBusiness innovation and transformationImplemented 8 business applications including writing BRDs, FSD, User testing and OAT

London, United Kingdom

Key responsibilities:Set up the framework to migrate global activities of TC function from San Francisco to London:Developed applications to track, monitor and maintain operational activities with network of over 100,000 selling agents in 200 countriesAchieved successful migration of counterfeit operations and closure of office from San Francisco to London within budget and on timeManaged relationships with clearing banks, IT companies, issuers and security printers for the TC businessDeployed automated systems for issuers’ use and provided trainingCo-ordinated the Y2K compliant project with minimum investments and no issuesBuilt a data warehouse application to migrate the Visa TravelMoney function from San Francisco to London

Banking

Education record

Activities and Societies: International Society of Female Professionals

Business Strategy And Management Studies

Activities and Societies: