Seasoned Corporate, Legal and Business Advisor with close to 4 decades of experience. A company secretary and legal professional with focus on smoothening and strengthening corporate and business regulatory practices.Have in-depth experience on creating robust organizations from the ground up for the financial sector including NBFCs and Banks (Scheduled, Small Finance & Local Area). This includes RBI, treasury and regulatory compliances, Capital restructuring, Structured Instruments, Credit Risk Management, Internal and Integrated Audits, etc. In addition, provide consultancy on Direct Taxation, Business Process Management, Corporate and Legal issues as well as Corporate Restructuring and M&A.Clientele include listed and privately held organizations, manufacturing and services industry, old economy and start-ups.Contributions to profession• Charter Chairman of Jalandhar Satellite Chapter of NIRC of ICSI 2003, 2004 and 2005. The Chapter was adjudged twice best Satellite chapter in India during 2004 and 2005.• Chairman Jalandhar Chapter of NIRC 2013 and 2014• Member Practicing Company Secretaries Committee NIRC 2004, 2010• Member Research and Publication Committee NIRC 2012• Regular Faculty and Trainer to Banks on Credits, Compliances and Investments in various conferences, seminars,• Member ICSI Task Force on Banking and NBFC 2023• Faculty to SMTP programme of ICSI, Punjab State conferences.• Faculty at Study Circle Meetings of Jalandhar Chapter of NIRC of ICSI• Faculty at GCMS programme of NIRC Of ICAI• Made many presentations on academic and career counseling seminars.