• Credit Analysis of corporates and credit report writing• Assigning risk rating assessment of large and middle-market borrowers• Loan portfolio monitoring includes spreading and covenant monitoring.

• Perform in-depth financial analysis and credit risk assessments of large corporate clients, utilizing financial statements, credit reports, and other data sources.• Make credit recommendations and present findings to senior management and credit committees. Improve credit policies and procedures, ensuring compliance with regulatory requirements and industry best practices.• Presenting credit risk assessment, key risk areas, analyzing financials and recommending suitable options to… Show more • Perform in-depth financial analysis and credit risk assessments of large corporate clients, utilizing financial statements, credit reports, and other data sources.• Make credit recommendations and present findings to senior management and credit committees. Improve credit policies and procedures, ensuring compliance with regulatory requirements and industry best practices.• Presenting credit risk assessment, key risk areas, analyzing financials and recommending suitable options to mitigate credit risk such as credit insurance, parent/bank guarantee to seniors. • Assess the likelihood of timely repayment based on financial history, payment behavior, and industry trends.• Train and mentor junior credit analysts, providing guidance and support on credit analysis and risk management. Show less

• Analysis of financials, banking, credit bureaus of borrowers and check creditworthiness by following internal and external guidelines.• To ensure portfolio quality for the Product in the location, while maintaining the service levels (TAT) to the customer (Internal and External)• Negotiating the terms of the loan with new clients and monitoring portfolio of loan in terms of repayment and bad debt.• Reviewing and updating the company’s credit policy.

• Credit appraisal through assessing a loan applicant's creditworthiness, implementing credit policies & managing risk.• To Monitor repayment progress and leading collections initiatives for delinquent accounts

• Analyze various financial publications by banks like Annual reports, Quarterly reports, Earning release and various registration statements.• Reviewing and understanding of financial statements and other important banking related information across the globe, reporting in dynamic accounting standards like local GAAP and standardize IFRS.• Perform in depth analysis on accounting treatments with a two tier screening process, update in a standardize products for further comparable… Show more • Analyze various financial publications by banks like Annual reports, Quarterly reports, Earning release and various registration statements.• Reviewing and understanding of financial statements and other important banking related information across the globe, reporting in dynamic accounting standards like local GAAP and standardize IFRS.• Perform in depth analysis on accounting treatments with a two tier screening process, update in a standardize products for further comparable research for clients.(e.g. non-performing assets and impairment analysis)• Supporting clients including investment bankers, research analysts with the data analysis and provide product support by rectifying errors, solving their queries related to procedures and accounting treatments of different regions. (capital adequacy data) Show less