Dinesh Rane Email and Phone Number

As a driving force in expanding our bank's dairy and cattle finance business, I focus on empowering small and marginal farmers – a cornerstone of our priority sector lending. My key achievements include:Spearheading the launch of a groundbreaking digital cattle finance program at the G20 Summit, in collaboration with the RBI Innovation Hub. This initiative has significantly broadened access to finance for livestock farmers.Conceptualizing and implementing several digital programs specifically designed for our rural banking group. These programs streamline processes, enhance customer experience, and promote financial inclusion in underserved communities.I am passionate about leveraging technology and innovation to make a real difference in the lives of farmers and contribute to the growth of the agricultural sector.

Dairy Loan, BC,BO Network

Setting up Banking Outlets, Business Correspondents, Dairy and Supply chain business.

Retail Agri, Commodity and Retail Asset Operations

Handling, monitoring Agri portfolio of Rs.11000 Cr covering 24 states from aggregated / macro level. Optimized profitability with efficient portfolio monitoring and ensured comprehensive risk management and regulatory compliance. Identified, documented and resolved fraudulent loan origination in designated markets. Ensured swift and timely remedial actions for healthy portfolio. Directed portfolio management and loan processes in co operation with senior and middle management personnel. Budgeting and envisaging costing and profitability for the Business centre.• Successfully managed and developed portfolio management techniques, which ensured best in class portfolio for organization.• Identified and corrected deficiencies in portfolio, corrected loan management techniques for entire portfolio.• Devised and implemented web based portfolio monitoring application.• Nominated as a Key Performer for consecutive last three years.

Developed and deployed Risk parameters for production agriculture lending program. Designed process oriented monitoring tools to ensure early warning signal for risk in portfolio. Designing and implementing process of monitoring IRAC norms for Agri loans. Benchmarking of credit policies against external environment and various risk indicators• Designed and implemented extensive Management Information System for Early warning signals, which are still in use in same formats.• Documented and designed IRAC process for Agri portfolio in alignment with customer’s requisite which is agreed and acknowledged by internal and statutory auditors of the Bank.• Received an award for Outstanding Performance in MIS & System Automation, from Group Head for Credit and Market Risk, Mr. Kaizad Bharucha.• Nominated to co ordinate for various retail asset products and functions to develop system functionality to monitor and classify NPA for cash credit / overdraft accounts.

Leading central operations and processing unit for retail agri finance products. Monitoring disbursement and lodgement process for retail agri finance.MIS, reconciliation monitoring.Reporting defined performance metrics, across various Business verticals. Monitoring effective process control and to identify the possible gaps and controls in process. Process development and effective cost control.