Insurance agency/Risk Management- specializing in all forms of insurance) Commercial & Personal lines plus Life & Health. We bring our insurance underwriters and clients together, molding the program to fit their needs. PARTNERINGAs your representative to insurance carriers, we always work to find the best price with excellent coverage and service. We have come up with methods to keep premiums down, thus increasing our client's profitability. We offer advice on transferring risk, retain some, avoid some risk, improve transfer contracts, manage claims, implement loss control techniques and then- offer INSURANCE products- this is RISK MGMTSpecialties (not in any particular order): Health Insurance-Corporations & Individuals. We will guide & "navigate" you through the Patient Protection and Affordable Care Act (PPACA) commonly called Obamacare or the Affordable Care Act (ACA). We understand the Insurance Exchanges (Marketplaces) and can help obtain potential subsidies. AIP will keep you up to date on changes in the Healthcare Industry. You should contact us directly. The law is complex and we believe your choice regarding healthcare to be a very personal, private choice. Commercial clients- include medical related accounts, MRI Facilities, Surgical Centers, Hospitals along with Manufacturers, Service Industry & Contractors Personal Lines-we broker Homeowners & Auto coverage including the hard to place risks & those with credit concerns. We do the quoting for our clients. Hail, wind, water damage and auto claims are affecting rates. Life Insurance- Term or Cash Value with Long Term Care Medicare Supplement Coverage + Investment Partners for 401k