Ditte Hviid Email & Phone Number

Midtjylland, Danmark

Silkeborg, Middle Jutland, Denmark

Teamets ansvarsområder:- Fagansvar for beregning af individuelle nedskrivninger og risikoklassificering af bankens kunder- Udarbejdelse af ledelsesrapportering på kreditområdet- Porteføljestyring og analyse- Overholdelse af love og regler for finansielle institutter på kreditområdet- Omdrejningspunkt for Finanstilsynsundersøgelser på kreditområdet.

Silkeborg, Denmark

Århus Area, Denmark

• Heading the newly established department in Risk Management.
• Establishment and development of the risk analysis function with focus on being both business partner and business guardian.
• Quantifying market and counterparty risk, and communicating the full risk landscape to senior management and Board of Directors. Risk models include VaR, CFaR and PFE.
• Defining MtM and risk measures for non-standard financial and physical products.
• Developed a framework for a qualitative risk assessment of all business units.
• People management of highly specialized expert team.

Århus Area, Denmark

• Risk manager for the company’s origination activities, long term portfolio management.
• Developing the risk management function within this area.
• This work included the establishment of a framework for risk assessments of new business cases including the implementation of the RAROC measure for evaluation of potential new deals. Business cases included e.g. 15.
• Discussion partner for business on risk issues.

Oslo Area, Norway

• Heading the newly established department with responsibility for DNB's credit risk models for private individuals.
• The modeling landscape includes IRB models for mortgages, leasing and creditcards.
• Focus among other things was to build relationship with relevant stakeholders to make the department a sought sparring partner.
• Dicipline supervisor for the modeling teams in the Baltics and Poland.
• Managing an expert team of 4 persons.

Oslo Area, Norway

Project manager and supervisor on projects referred to development and assessment of credit risk models. Development of IRB models, analyses, implementation and data extraction. My responsibilities also included coordination and supervision of credit risk modeling activities in the Baltics and Poland.

Oslo Area, Norway

Development and maintenance of credit risk models for DNB's broad range of loan portfolios. My work includes development of both LGD and PD (IRB) models, analyses, implementation and data extraction. Participated in a big integration project of the bank's activities in the Baltics and Poland.

Århus Area, Denmark

Randers Area, Denmark

Master'S Degree, Operations Research, Cand.Scient.Oecon

Mini Afa, Finance And Accounting, Mba Studies

"Mini AFA" program in coorperation between DNB and NHH