Divya Murugan Email & Phone Number

Chennai, Tamil Nadu, India

• Experience in working in a financial institution AML/KYC, compliance
• Experienced in verifying KYC Documents through Prado portal
• Have prior experience in Adverse media and Finding out Online presence of customer
• Handling PEP and HNWI Customers off boarding with extra caution
• Responsible for identifying and researching the patterns, trends and anomalies in complex transactions and customer data, to detect, prevent, mitigate and report suspicious activity related to money laundering.
• Identified patterns and trends consistent with money laundering, terrorist financing and flagged any suspicious activities detected

Chennai, Tamil Nadu, India

• Experience in investigations, reviewing transactional history when necessary, and documenting findings meticulously.
• Verifying the KYC documents with user profile to avoid Fraudulent activities or other individuals
• Analysing the inbound/outbound transaction utilisation
• Identification of multiple red flags, patterns or justification depends on case scenarios.
• Identifying and analyse alerts generated by the monitoring system in order to identify potentially suspicious activity.
• Monitoring the accounts with 6 steps investigations for understanding User Purpose Ensuring all documents submitted for CDD are in line with internal policies.

Chennai, Tamil Nadu, India

• Loan programs like FHA, VA, USDA, and conventional, and checking that all the closing documents are in the tool and ready for processing.
• Working in the correspondent channel of mortgages in a prior purchase review (PPR) delegated and no delegated manner.
• Receiving the files through a client-based application and working on the files on a priority basis.
• Verifying all the closing documents that are required for the file to be processed, like the deed trust, note, AUS, final CD, appraisal report, title commitment, CPL, credit report, income documents, asset documents.
• Reviewing all the income and asset documents as per the AUS guidelines and matching the LTV, CLTV, and DTI ratios

Chennai, Tamil Nadu, India

• Prepare KYC checklists and compare data from checklists against customer accounts to verify client ID, follow up to make sure all documentation for new accounts meet the know your customer requirements. Performing all.
• Any discrepancies in the document and any violation of bank policy, the client profile will be moved to revalidation process or account closure done based on the risk level.
• Perform Customer due diligence review in line with the standards of the procedure and other local regulatory requirements for UK based clients and review the payments cases generated by system.
• Finally, our team equalize the payments and will do customer favour.
• Handle all process related escalations & Query resolution for all team members.

Master Of Business Administration - Mba, General

Bachelor Of Commerce - Bcom, Accounting And Finance