Divya Tailang Email and Phone Number

Credence brings actionable global business intelligence to the Cross Border Trade landscape, where timely access to risk warning signs and transactional risk assessment can play a critical role in any business or trade finance decision. Our Business information reports are not just a bunch of data points but a cohesive story which helps you make the right buying, selling or financing decision.

Interlinkages (www.interlinkages.online) is a cloud based, B2B Cross Border Trade finance marketplace (Primary), for SMEs, Corporates, Financial Institutions, ECAs and Insurers around the world. It is an Origination and Bidding platform that acts as an aggregator of International Trade flows with deal matching abilities for different credit appetites of the Financial institutions globally. - Interlinkages provides local SMEs/ Corporates with easy access to Financial institutions across the globe to reduce financing costs and increase efficiency. - Interlinkages helps Regional Financial institutions including Banks and Hedge Funds with originating targeted business from regions where they may not have a physical presence. - Interlinkages provides credit enhancements for deals from lower rated countries/banks through Export Credit Agency/Insurance cover to improve risk profile and reduce cost of financing for the underlying transaction.Our goal is to create an interconnected financial Ecosystem where each Trade flow is financed in the most open, efficient and price competitive manner, agnostic to Country of origin or size of the Importer/Exporter- ultimately leading to reshaping the value chain through network effect.Interlinkages online was controlled launched in September 2016 in Bangladesh with a phased plan to launch this across other countries and Emerging markets.

Covered the Pacific North West (USA) Region for the International Subsidiary Banking division of HSBC Bank USA and responsible for building and growing international corporate banking relationships through offering cross border financing solutions for Working capital and Term lending. Expertise in structuring working capital optimisation solutions like Supply chain financing, Receivable Financing, Liquidity Management solutions and experience in non-traditional solutions like Royalty Monetisation for bringing balance sheet efficiencies and International Mergers and Acquisition financing. Primarily focused on USA-Canada and USA-South Asia corridors in diverse sectors like Retail, IT and many others.

Managed the International Subsidiary Banking portfolio for the Mid West (USA) Region with focus on acquiring and growing inbound business from Corporate clients headquartered in Canada and APAC countries like India, China, Hong Kong, Japan, Australia and others.

Responsible for managing and growing banking relationship with APAC Regional Treasury offices of Corporate clients headquartered in USA, Canada and UK by supporting their banking requirements in Asia Pacific. Structured and executed various open account Supply Chain Solutions and offshore DC issuance facilities for many large US Retailers who procure from Asian suppliers; Treasury Solutions for Payments and cash management and Trade Credit Insurance backed facilities for Supply chain financing. Managed Structured & Offshore financing book of HSBC Hong Kong for Bangladesh, Philippines, Sri Lanka and Maldives region covering Export Credit Agency financing, Acquisition funding, External Commercial borrowings and Commodity Structured Trade Financing solutions. Highlights include closing first ECA backed Project financing deal in Bangladesh, Reg S bond issuances for several Philippines incorporated entities who tap HK markets for USD liquidity, Credit Insurance backed facilities for Oil imports in Maldives and offshore Trade finance facilities for Sri Lankan suppliers of large US retailers. Received various recognitions including ‘Significant deal award’, ‘International Star award’ ,‘HSBC Value Champion’ award and ‘Best in Sales – Trade Credit Insurance by Euler Hermes’

Handled a portfolio of domestic Indian and International Corporate clients in diversified sectors. Structured and executed working capital and Term finance solutions including core Trade products, Commodity Structured Trade Finance, External Commercial Borrowings and traditional lending solutions

Managed a portfolio of Agri Business clients for a region (Maharashtra State) and led a team of 9 relationship managers to achieve asset and income targets through Corporate and Corporate linked business in the state of Maharashtra. Also have experience in new product conceptualization and development.

Product Management for Traded Product of the Fertilizer division and handled international procurement, distribution, pricing and sales for these products.