Divya Khandelwal Email & Phone Number

Bengaluru, Ka, In

Bengaluru, Karnataka, India

Mumbai, Maharashtra, India

● Performed gap analysis to identify opportunities for improvement, process optimization and cost savings.● Analysing financial data including revenue, costs, profit margins, and investment returns conducting cost-benefit analysis, and identifying areas for cost optimization or revenue enhancement.● Support development of business plans.● Develop reports to present performance on key metrics including customer, supplier, product, market, competition, operations, financial analysis.

India

● Contributed to the establishment and optimization of the Doc drawing process and end-to-endClosing process of US Residential mortgages.● Recommended and implemented process improvements, significantly boosting productivity andoperational effectiveness.● Played a pivotal role in developing and integrating the Purchase and FHA processes within theIndia team, ensuring seamless operations.● Analysed and prepared mortgage closing documents meticulously verifying accuracy and incompliance with Federal & State Law.● Managed and maintained data integrity and compliance with SLA, regulatory requirements andother related guidelines related to Fannie Mae, Ginnie Mae and various investors.● Stellar role in monitoring the overall functioning of processes, handling client escalations,identifying improvement areas, and implementing adequate measures to maximize customersatisfaction level.● Dedicated time to training new hires in a variety of topics, while providing constant feedbackthrough our Quality Check(QC) process.

Mahape

● Reviewing various documents and preparing a Final Closing Package and Audit packages as per state and agency guidelines.● Proficient in FHA, VA, Conventional, HUD and TRID guidelines with process in- depth understanding of the Mortgage Closing.● Coordinating with all 3rd Parties to complete loan submissions and set up closing dates.● Analysing the tax and insurance-related payments for the borrower and setting up an escrow accrual and verifying the borrower account for default balances.● Making SOP’s and providing training to team members/ new trainees.

Mumbai

● Assisting senior staff with the preparation of Financial Statement.● Generating invoices and verifying billing input and output.● Managing Vendor accounts, petty cash and generating demand cheques.● Performing Bank Reconciliation.

Master Of Commerce, Accounting

Bachelor Of Commerce (B.Com.), Accounting

Hsc, Commerce

Ssc