D.J. Malenica Email & Phone Number

Greenwood Village, CO, US

Financial professional dba EuroLingua provides interpreter and translation services for people who don’t speak English but need the assistance of an experienced professional in this field. I am fluent in English, Croatian, Bosnian, Serbian, and Montenegrin. I accompany my clients to their medical or legal appointments, and, depending on the customer, I can.

San Francisco, California, US

Responsible for ensuring compliance with the Bank’s lending guidelines and state and federal regulatory requirements on the high dollar amount commercial and wholesale loans and lines of credits, including syndicated lines of credit issued to businesses if varying sizes and also large corporations. Ensuring that adequate insurance coverage is active and in.

Jacksonville, FL, US

Willimantic, CT, US

Performed forensic financial analysis and loan level auditing for third parties and government entities on all aspects regarding mortgage loan servicing: PMI/MIP, RESPA guidelines, investor guidelines, payments application, escrow account review, investor reporting, foreclosure and judicial foreclosure timeline, loss mitigation efforts and regulatory.

Minneapolis, MN, US

• Review the loan file for completeness, per the product profile, prior to the preparation of the Closing Instructions.
• Handled closings in Colorado, Wyoming, Nevada, New Mexico, Montana, Arizona and Idaho (West Operations Center)
• Monitor high cost, TILA violations, and RESPA regulations including review of the Closing Disclosure for accuracy and adherence to the 0% and 10% tolerance rules, and implemented tolerance cures as needed. Reviewed the.
• Communicated details of the Final Closing Disclosure with the MLO, title agent or attorney.
• Followed up with the closing agent for the approval of Closing Disclosure and return of closing document package.
• Audited closing documents and ATC conditions (at time of closing) for completeness prior to submitting the closed loan file to the Post Closing Department.

Glendale, Colorado, US

As a Senior Escrow Analyst, I have written various job procedures for the Escrow Department, and performed duties and tasks related to the escrow portion of the mortgage loan servicing: ad valorem taxes, hazard, flood, windstorm and earthquake insurance and mortgage insurance (PMI and MIP.) Additionally, I analyzing, tracked and processed hazard, flood and.

Rijeka, Zagreb, Primorsko-goranska, Grad Zagreb, HR

As an independent consultant, I was responsible for translating Erste & Steiermärkische Bank's guidelines, rules and regulations to be compatible with the monetary policy of the European Union, due to the official accession of the Republic of Croatia to the European Union as its 28th member country in July 2013. The main goal of the Republic of Croatia's.

Sarajevo, Kanton Sarajevo, BA

As an international independent contractor, I was working from home in Florida, reviewing various compliance issues and matters such as fraud, identity theft, and reviewing cases of possible money laundering activities and other criminal activity connected to organized crime, human traficking and identity theft. Once I translated all material provided to.

New York, NY, US

Worked with contested foreclosures and other litigated cases where JPMorgan Chase & Co. was named as a Defendant. Monitored high profile cases and graded case managers' performance and made suggestions for improvement of quality of their work, follow up and drafting legal responses, after consulting with the Chase's legal counsel. I was also solely in.

New York, NY, US

As the Senior Lead Operations Specialist within the Investor Accounting Department, I wasresponsible for the accounting, reporting, reconciling, and remitting on a scheduled basisfor Freddie Mac (FHLMC) and Fannie Mae (FNMA) lender portfolios of the mortgage banking division of JPMorgan Chase Bank, NA., ensuring that activity, balances, actual and.

New York, NY, US

My responsibilities included compliance tracking, analyzing, reviewing, and processing all hazard, flood, earthquake and windstorm insurance exception items on residential and commercial loans. Additionally, I was selected by the President of EverHome Mortgage Company (EverBank's subsidiary) to handle an insurance claim project for the bank owned.

Jacksonville, Florida, US

Analyzed, researched and responded to the escalated complaints sent to the CEO or the President of the Bank (then known as EverBank) and other senior management, addressed all inquiries sent by borrower’s counsel. Additionally, reviewed all official inquiries sent by various regulatory agencies such as Attorneys General, the Office of Thrift Supervision.

Zurich, CH

The position of Regulatory and Compliance Analyst required extreme attention to detail and extensive mortgage servicing and compliance experience as well as tolerance to stress. My main function was responding to escalated written complaints and inquiries from the local, state and federal regulatory agencies such as the Federal Trade Commission, states'.

Jacksonville, Florida, US

This position included a variety of tasks. As a senior lead, I assisted in supervising and training a team of 14 people. I handled all issues related to the Private Mortgage Insurance (PMI) on conventional loans and Mortgage Insurance (MI) on FHA loans. They included processing premiums, refund checks, correspondence, cancellation and reinstatements of MI.

Amsterdam, NL

Mortgage Insurance Specialist* While employed by ABN AMRO Mortgage Group, Inc., my duties included researching the monthly FHA Reconciliation Report, which averaged approximately 6000 exceptions and research items. Research consisted of reviewing various mortgage loan documents, loan history and determining whether or not MIP premiums needed to be paid in.

Vatican City, VA

Bosnia-Herzegovina mission of Caritas Internationalis was established in 1995 to respond to the pressing humanitarian crisis as a result of the Bosnian War that occurred during 1990s. It waas later established as Caritas of Archdiocese and Metropolitanate of Sarajevo. Caritas provided relief in the form of food, clothes, shoes, medicine, fuel and other.

Associate Of Arts And Sciences (A.A.S.), International Economics

Associate Of Science (A.S.), Forensic Science And Technology

Bachelor Of Science - Bs, International Relations And Affairs