Vp, Product Development
CurrentLead multi-disciplinary and innovative product development teams worldwide to implement, across a number of financial verticals, a next generation, build from the ground up SMART fintech platform components to include:Zoral Decision Engine (ZDE) - a sophisticated, multi-functional, decisioning system. It supports ultra high speed STP and intelligent workflows and processes. Using ZDE the business user can design and execute complex workflows for both process, and intelligent next-best action decisions.Its sub-components and functions include• extensible library of heterogeneous data and 3rd party connectors• process and decision workflow versioning, execution, re-use, and deployment controls• rules, policies and intelligent workflow evaluation and optimization• interface to integrate models, model libraries and analytical services• real time decisioning, next-best-action, and dynamic customer journey support• scheduling• testing, development, sampling• hosting configurations• analytical/modeling environment (batch testing, A/B, champion/challenger etc.)• sophisticated modeling support, (e.g. linear and non-linear functions)• configurable dashboard reporting (system, model performance, core KPI’s etc.)• configurable monitoring and alerts• audit and security controlsZoral behavioral data warehouse (BDW) - a fully featured, Behavioral Data Warehouse integrating with Zoral Decision Engine (ZDE). BDW automates the collection, storage and quality control of predictive behavioral data.BDW contains the knowledge base of Zoral’s extensive commercial application of behavioral data. It knows which features are predictive, of what and when.
