Selling the Finacle containerized cloud based Universal Digital Banking platform. Digital Banking is here and we are successfully adding top ten banks, new digital banks, deNovo banks and global banks with retail and corporate cash management capabilities. Finacle is the market leader as rated by Gartner, Forrester and IDC.

• Provides leadership to sales and account teams and manages the overall relationship with a global bank undergoing a digital transformation• Developed a Commercial Mobile application for Transaction Banking• Implementing RPA using Pega and a framework for identifying suitable processes• Sold BPO for Mortgage Operations with onsite/offshore model• Sold BPO operations for Sanctions Screening and AML review for 13 APAC countries • Developed business requirements and business case for new “Digital Banking” platform• Sold and delivered Agile transformation program with large Organizational Change Management component• Team winning transformation projects implementing Digital Banking, MDM, ETL, Mobile apps, Cloud Services, Agile implementation, Digital Strategy• Assisting the bank to achieve “Cloud First” strategy with AWS cloud services• Migratiing SharePoint environments to Azure cloud• Two dedicated offshore development centers and one USA based regional development center, multiple client sites• Developed model to reduce Efficiency Ratio for CAO that identified specific targets and levers• Grew the account from $12M to $25M annual portfolio

Lead consulting teams in banking and financial services area and creating accelerators for digital analytics, RPA, BPM using Pega, Appian and Activiti, API layer using Mulesoft and Omni-channel using Backbase. Also developing data aggregation using transformation with NOSQL Mark Logic.

Providing advisory services to Capital Markets, Wealth Management and Banking verticals for IT Strategy, Transformation and Integration. Avanade is a subsidiary of Accenture with Microsoft also owning a minority interest.

Practice Partner for Wipro Consulting Services in the Enterprise Architecture space focusing on Banking, Financial Services and Insurance

Organized a De Novo bank in the Western Suburbs of Boston. The bank launched on July 2009 and is located at 718 Beacon Street, Newton Centre, Massachusetts. The bank was acquired by Brookline Bancorp on March 1, 2018

Senior Vice President of Core Systems Development- Responsibility for application development, Core Systems team of 100+ developers, and $30MM annual budget.- Provided all application development for Capital Markets: asset stratification, pricing, asset securitization. Resulted in creation of multiple bond tranches backed by private student loans.-Implemented Enterprise Data Warehouse for securitization (bond creation), accounting /reporting using loan origination and loan repayment/ recovery data to maintain the books and records of 30+ trusts supporting $13 B in 150 unique bond classes.-Developed web-based loan origination application platform on J2EE architecture with same-session loan decision. - Middleware service-oriented architecture using Websphere, MQ Broker, MQ Series providing data movement between legacy and new architecture applications.- Negotiation and relationship management of services vendors providing development /testing activities in China and India.

Vice President Enterprise Imaging 2004-2005- Enterprise Imaging PMO: Led cross-company initiative to manage image and workflow applications across eight business units. Consolidated eight image platforms into one and reduced annual costs by $15MM. Vice President – Shared Services 1998-2004- Senior executive for central systems organization managing the services provided to multiple business units.- Mitigated development costs by 30% through use of offshore development. Vice President, Applications Development – Image and Workflow 1995-1998- Managed team of 60 developers to implement digital work processing for mutual fund new accounts, exchanges, transfers, redemptions; and brokerage transfers, new accounts, dividends and corporate actions. Used FileNet technology. Director of Processing Systems 1992-1995-Executive team member at National Financial Services: effectively served as a change agent, led re-engineering effort to improve productivity and cut costs.

Led IT Strategy for Fortune 100 clients in North America and Europe. Designed new Trading System for a Mexican Brokerage firm, developed a Deal Accounting platform for a leading US Investment bank, Developed a Technology Vision and IT Strategy for a leading US Debt ratings Agency.