Have helped many of my clients by providing sound business insurance advice, have arranged proper coverages and sufficient limits to ensure they have the protection they need, at competitive rates.I have helped several of my franchise clients by arranging custom insurance policies, that properly and adequately protect the entire organization (franchisor and franchisees). Rates for coverages were carefully negotiated to help keep costs under control. This added great value to being part of the franchise, and the preferred rates for premiums, helped to improve the bottom line. A win - win -win.Was successful in designing a custom policy for Canadian members of the NGH, which provided them with Commercial General Liability, Professional Liability (Errors & Omissions), as well as property insurance, on a group rate basis. This group struggled for years to find affordable insurance for their members. I'm very proud to say that most members saved over 60% on their insurance premiums, compared to what they used to pay.Helped my Canadian manufacturing clients to save on average 16% on their business insurance policies. This is a great way to help keep costs under control, and allow our manufactures to be that much more competitive.Helped organize and consolidate a large client's business insurance policies, including their autos into a better managed policy. Arranged to convert their auto policies into a fleet policy, then negotiated with several insurers for greater value. This alone saved the company several thousands of dollars in premiums, every year. Then, reviewed their property and liability policies and added coverages to help better protect the whole organization. Consolidated all policy expiry dates, to free management form dealing with insurance renewals from a monthly basis, to just once a year.Helped other associations and groups design custom insurance policies and programs for their members. All at no cost to the associations.Specialties: Experienced in arranging group and association custom programs.Extensive negotiating skills, to help my cleint's keep their costs in control.Provide my client's with Loss Control and risk assessment advice.I generally concentrate on businesses with minimum sales of $3,000,000.Property Insurance, Liability Insurance Policies, Business Intrurption Insurance, Equipment Breakdown Insurance, Recall Insurance, Commercial Vehicles & Fleets, Foreign Liability (including US)..