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Originated lending activity coordination through direct connection with loan department while analyzing and reviewing new loan guidelines, updates, FHA/VA, Conventional programs and changes.

• Managed numerous aspects of project development using tracking models developed on spreadsheets in Microsoft Excel.• Ensured proper documentation of our Material Safety Data Sheets needed for any hazardous or chemical substances used on or around the job-site.• Assumed full responsibility of implementing a pay-roll system, proceeding daily with tracking and overlooking personnel hours. They where then forwarded to accounting.• Performed daily turbidity test to ensure the safety of wildlife habitat harboring in the waters near the targeted area of dredge.• Recorded daily project expense activity, filed receipts, and created reports to determine a portion of overhead cost for the project.• Follow-up on daily deficiency and operating time of each piece of equipment through to completion.

• As an independent broker lead generation was a primary focus, I produced new business through a variety of marketing techniques. • Originated residential mortgage loans utilizing a number of different loan data software. • Analyzed clients credit reports to pre-qualify them for a variety of different programs available. • Ordered title for subject property to verify open liens that may be open on the property. • Interfaced with Real Estate Agents, Title Companies, and Appraisers to ensure knowledge of all first-time homebuyer, sub-prime, and prime products that were available to them. • Trained and managed a team of 12 Customer Service Representative’s responsible for outbound lead generation.

• Originated residential first-time homebuyer products.• Utilized down payment assistance programs available for purchase money.• Performed extremely well with cold calling lists that were available, closing ratio of 10 – 15 %.• Thoroughly trained in FHA programs