I work with individuals, families, business owners, and charitable organizations. I focus on wealth accumulation, preservation and transfer through the creation of individually customized wealth management strategies utilizing a defined process. This process includes portfolio development, liability management, tax minimization strategies, and asset preservation with a specific emphasis on helping to pursue a lifetime, retirement income stream. I also work with business owners through all stages of the business cycle, from start-up to maturity, by providing strategies for cash management, group benefit plans, short and long term financing (for the business itself and commercial real estate if needed) and ultimately succession planning. Business owners have unique needs to defer income for themselves and their employees, and our offerings enable them to select the best combination of plans.Formerly, I served as a pastor. This background elicits a trust that I do not take lightly. It causes me to strive hard in looking out for your best interests. I focus on core issues of life striving to understand your needs and goals to develop strategies to help pursue your financial goals, and to preserve wealth through wealth management.