Approximately 30 years of professional experience including 14 years of direct experience in the banking industry with Bank of America predecessor banks in lending and middle market and large corporate workouts; 3 years with AMRESCO as Director/Division Manager in problem commercial and real estate loan and asset resolution and management; 3 years of consulting with large financial institutions; and 7 years of real estate brokerage including handling approximately 20 REO properties for Wachovia Special Assets. Recent commercial real estate loan portfolio underwriting for hedge funds, private equity firms and investor groups including CMBS new and legacy issues and B-bond pricing. Over 30 recent loan reviews for banks with up to $200B in assets. Extensive training and experience in commercial and real estate loan underwriting, origination and workouts; in the management and disposition of REO; in loan review of commercial and real estate portfolios; and, as a builder/general contractor, in the purchase, development and construction of single family projects. With Protiviti, pre-acquisition due diligence for a bank purchase, bank credit administration, loss share and special asset unit process/procedure audit, led multiple SFR, C&I, CRE credit reviews. Specialties: Real estate analysis, valuation and sales. CMBS legacy and new issue underwriting and B-bond pricing. Distressed commercial and real estate loan valuation and management including forbearance, modifications, restructures, foreclosures, short sales and REO management. Commercial and real estate bank loan portfolio reviews. Bank pre-acquisition due diligence. Bank credit administration and special asset process/procedure audit.
Listed skills include Real Estate, Due Diligence, Portfolio Management, Loans, and 40 others.
