With 16 + years at Wells Fargo and more than 25 years in operational and compliance risk, my journey has shaped a profound dedication to upholding regulatory requirements and quality standards within financial banking, consumer lending, auto, cards and real estate lending. Compliance commitment has resulted in risk mitigation, improving policy and procedural controls through issue, corrective action and remediation oversight. Multi-business line enterprise compliance expertise include consulting from underwriting, closing, serving, complaints, third- party controls, issue management and regulatory remediation activities. The expertise garnered through roles in risk management and compliance consulting has been vital in mentoring teams and strengthening banking and lending practices. This experience, combined with a skillful application of business risk and enterprise risk management, has significantly reinforced the compliance framework, resulting in customer confidence and reputation impacts.