Donna Deprofio Email & Phone Number

Milford, Massachusetts, United States

-Ensured compliance with State, Federal and TRID regulations throughout the loan lifecycle, proactively monitoring pipelines to meet rate locks and closing dates, from initial application to successful loan closing. - Streamlined the loan submission process by meticulously preparing and submitting loan applications to the underwriting team, diligently following up on any outstanding conditions to expedite approval. -Orchestrated seamless loan closings by collaborating with closing attorneys and preparing accurate Closing Disclosures in strict adherence to TRID regulations, ensuring a smooth experience for borrowers.- Facilitated effective communication with borrowers and loan officers, coordinating deadlines to achieve timely loan processing and exemplary customer service.- Leveraged proficiency in Encompass, Microsoft Excel, Microsoft Word and Outlook to efficiently process and close residential mortgage loans, while actively managing loan status and deadlines through a self designed pipeline report.

- Prepared the final loan closing package in accordance with Credit Union policies along with established regulations- Completed necessary funding balance sheets and submitted them to the appropriate department for funding.- Worked with attorneys/title companies to close loans across all 50 states.- Prepared necessary closing documents and Closing Disclosure to meet Federal and State compliance regulations.

Milford, Ma

- Requested any supporting documents as needed, and prepared files for approval including the loan data submission to the Loan Prospector. - Sent the Loan Commitment letter directly to borrower upon approval and also closing attorney/title company. - Prepared all loan processing and closing documents in accordance with TRID regulations; worked with the vendor Encompass LOS system to update any loan templates and make any changes in accordance with State and Federal regulations. - Processed and closed Home Equity Line of Credit applications. - Ensured the management of department accounts, balancing the activity monthly and preparing all reconciliation reports Completed needed templates and database in LOS system. Organize loan file for closing, including drafting the Closing.

Waltham, Ma