Upon re location to Australia, commenced as a Para-planner whilst completing my Diploma in Financial Planning and building my expertise in the Australian market place.I have completed over 100 SOA's with a range of strategies.Draft complex financial planning strategies into Statement of Advice documentation.Assist with all insurance related tasks which includes the provision of quotes and implementation of advice etc.Carry out investment re-balancing based on investment modelling.Perform the implementation of rollover of Superannuation funds etc.Build and maintain relationships with key stakeholders both internal and external with a focus on the provision of customer service.Make use of various platforms such as MLC, Macquarie, Asgard, AIA, Zurich and others.Currently use Adviser Logic for all data capturing and SOA preparations etc.

Provided holistic financial advice in line with the clients lifestyle and retirement goals.In a team of two financial advisers we managed over R 700,000,000 Assets under Management.Contributed strategic investment advice during Asset Management meetings.Proactively stayed abreast of the current market conditions as well as predicted values, trends, and news to effectively manage client portfolios.Ensured that clients estate planning affairs were up to date, providing best practice advice for continuity purposes.Sourced new investment business each month while retaining the existing business.Made use of XPLAN for data capture and tools as well as for compliance documentation such as the SOA.

Achieved new business "Assets under Management" of R 60,000,000 in under 2 years in this branch.Provided holistic wealth management advice to clients in line with their lifestyle and retirement goals.Proactively managed investments to maximise returns whilst mitigating against potential obvious risks.Created and implemented wills and power of attorney documentation for purposes of estate planning as well as planning against certain life events.Recommended and implemented insurance products including Life, permanent disability, income protection and Crises Recovery etc.I managed the Retail market as well as the Business market in terms of wealth planning for Investments and risk such as "Buy and Sell" agreements and "Keyman" insurance etc.

It was Standard Bank that gave me an opportunity to enter into the Banking Sector, which I will forever be grateful for. I joined Standard Bank as a graduate in their Graduate Programme, this was a 12 month programme which infiltrated into their mainstream branches if successful within the programme. I was chosen to infiltrate into the Umhlanga Ridge Standard Bank Branch where I gained experience in Business Assurance.In the graduate programme, we completed the Liberty Study School 1 and 2 and 3 and did all various product training with Old Mutual, Liberty, PPS, Sanlam, Altrisk and Momentum etc. We also learned other skills such as cold calling etc. We also learnt to deal with Banking clients as we were allowed to call the orphan clients "clients who had financial planners who had left the bank". We had lectures from Lawyers in the industry and met most of the successful Financial Planners and got to spend time with them in order to learn about Financial Planning.From the Graduate programme, I went to Umhlanga Ridge Standard Bank business segment as an investment and risk Financial Planner. I implemented wills, Buy and Sell agreements, Keyman insurance, Contingent Liability, Future Liability plans, Investments as well as Group schemes and looked after my existing clients personal portfolio's. I spent two years in this position and eventually moved on to Nedbank for improved opportunities.