Sr Underwriter
Current
Sep 2021 - Present
AeroLeads people directory · profile
Doreen Ramirez Email & Phone Number
Sr Underwriter
at
Lower
1 work email found
@lower.com
LinkedIn matched
✓ Verified July 2026
4 data sources
Profile completeness 100%
Current company
Role
Sr Underwriter
Location
Hilliard, Ohio, United States
Company size
Who is Doreen Ramirez? Overview
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Quick answer
Doreen Ramirez is listed as Sr Underwriter at Lower, a with 434 employees, based in Hilliard, Ohio, United States. AeroLeads shows a work email signal at lower.com and a matched LinkedIn profile for Doreen Ramirez.
Doreen Ramirez previously worked as Underwriting Manager at Homeside Financial Dba Lower and Senior Underwriter at Homeside Financial. Doreen Ramirez holds Bachelor Of Science (Bs), Consumer Services from The Ohio State University.
Company email context
Email format at Lower
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{first_initial}{last}@lower.com
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AeroLeads found 1 current-domain work email signal for Doreen Ramirez. Compare company email patterns before reaching out.
Profile bio
About Doreen Ramirez
I have twenty years experience in the financial industry specializing in risk analysis and the implementation of government regulations, investor requirements, and company guidelines. I enjoy collaborating with others to improve processes and efficiencies.
Listed skills include Financial Analysis, Risk Management, Customer Service, Teamwork, and 6 others.
Current workplace
Doreen Ramirez's current company
Company context helps verify the profile and gives searchers a useful next step.
Lower
10 roles
Doreen Ramirez work experience
A career timeline built from the work history available for this profile.
Underwriting Manager
Aug 2019 - Aug 2021
Senior Underwriter
Evaluate credit, compliance, and collateral risk to issue appropriate loan decisions for government and conventional loans. VA SAR and FHA Direct Endorsement designations.
Nov 2014 - Jul 2019
Assistant Vice President, Underwriting Team Manager
Jp Morgan Chase
Manage, coach, and mentor team of 8-10 employees. Leads support of government regulatory requirements and adherence to credit risk guidelines. Collaborate with Sales, Operations, and Compliance department colleagues to ensure high quality loans close and perform for the firm. Empower staff to utilize resources in making decisions.
Aug 2008 - Sep 2014
Senior Government Underwriter
Jp Morgan Chase
Evaluated credit, compliance, and collateral risk to issue appropriate loan decisions for government and conventional loans. Designated by management as Acting Supervisor to complete 1-up reviews and mentor review work completed by peers trying to obtain their FHA Direct Endorsement designation. Achieved highest production performance tier group every month.
Dec 2007 - Jul 2008
Contract Underwriter
Pmi Mortgage Insurance Company
Provided onsite underwriting services to mortgage banking clients. Issued loan decisions based on evaluation of credit, income, financial statements, and collateral risks for conventional loan programs. Ensured compliance of both lender and investor policies. Trained new onsite contractors and was the designated team leader.
Mar 2001 - Dec 2007
Wholesale Account Executive
Greenpoint Mortgage
Established wholesale lending territory for the Columbus, Ohio area. Introduced, educated, and trained prospective clients of extensive Alt-A product line and managed daily pipeline. Increased client base through networking with contacts and joining trade association.
Jul 2000 - Feb 2001
Quality Assurance Analyst
Old Kent Mortgage Company
Underwrote credit, compliance, and collateral risk for government and conventional loans. Created and implemented HMDA compliance procedure for branch, trained new QA Analysts, obtained FHA Direct Endorsement designation, and was major participant in Corporate Broker Pilot program through FHLMC.
Oct 1996 - Apr 2000
Loan Closer
Old Kent Mortgage Company
Prepared closing documents and issued funding checks for wholesale broker clients. Trained and became first Quality Assurance employee.
May 1996 - Feb 1997
Data Entry/Admin
Old Kent Mortgage Company
Uploaded new loan packages into company software system and performed various administrative duties.
Dec 1995 - Apr 1996
Team & coworkers
Colleagues at Lower
Other employees you can reach at lower.com. View company contacts for 434 employees →
TF
Trevor Fiorucci
Colleague at LowerColumbus, Ohio Metropolitan Area, United States
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JR
Justin Rogers
Colleague at LowerDublin, Ohio, United States
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MR
M. Reily Kiser
Colleague at LowerColumbus, Ohio, United States
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FS
Fatemeh Sedghamiz
Colleague at LowerTehran, Tehran Province, Iran, Islamic Republic Of
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GD
Gary Davis
Colleague at LowerWesterville, Ohio, United States
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DC
Dan Court
Colleague at LowerDraper, Utah, United States
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MP
Mark Petruzzi
Colleague at LowerDublin, Ohio, United States
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AP
Antwain Peaks
Colleague at LowerColumbus, Ohio, United States
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SK
Sarah Krasner
Colleague at LowerLas Vegas, Nevada, United States
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MH
Mohamed Hussein
Colleague at LowerCairo, Egypt
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Trevor Fiorucci
Colleague at LowerColumbus, Ohio Metropolitan Area, United States
View →
JR
Justin Rogers
Colleague at LowerDublin, Ohio, United States
View →
MR
M. Reily Kiser
Colleague at LowerColumbus, Ohio, United States
View →
FS
Fatemeh Sedghamiz
Colleague at LowerTehran, Tehran Province, Iran, Islamic Republic Of
View →
GD
Gary Davis
Colleague at LowerWesterville, Ohio, United States
View →
DC
Dan Court
Colleague at LowerDraper, Utah, United States
View →
MP
Mark Petruzzi
Colleague at LowerDublin, Ohio, United States
View →
AP
Antwain Peaks
Colleague at LowerColumbus, Ohio, United States
View →
SK
Sarah Krasner
Colleague at LowerLas Vegas, Nevada, United States
View →
MH
Mohamed Hussein
Colleague at LowerCairo, Egypt
View →
1 education record
Doreen Ramirez education
-
The Ohio State University
FAQ
Frequently asked questions about Doreen Ramirez
Quick answers generated from the profile data available on this page.
What company does Doreen Ramirez work for?
Doreen Ramirez works for Lower.
What is Doreen Ramirez's role at Lower?
Doreen Ramirez is listed as Sr Underwriter at Lower.
What is Doreen Ramirez's email address?
AeroLeads has found 1 work email signal at @lower.com for Doreen Ramirez at Lower.
Where is Doreen Ramirez based?
Doreen Ramirez is based in Hilliard, Ohio, United States while working with Lower.
What companies has Doreen Ramirez worked for?
Doreen Ramirez has worked for Lower, Homeside Financial Dba Lower, Homeside Financial, Jp Morgan Chase, and Pmi Mortgage Insurance Company.
Who are Doreen Ramirez's colleagues at Lower?
Doreen Ramirez's colleagues at Lower include Trevor Fiorucci, Justin Rogers, M. Reily Kiser, Fatemeh Sedghamiz, and Gary Davis.
How can I contact Doreen Ramirez?
You can use AeroLeads to view verified contact signals for Doreen Ramirez at Lower, including work email, phone, and LinkedIn data when available.
What schools did Doreen Ramirez attend?
Doreen Ramirez holds Bachelor Of Science (Bs), Consumer Services from The Ohio State University.
What skills is Doreen Ramirez known for?
Doreen Ramirez is listed with skills including Financial Analysis, Risk Management, Customer Service, Teamwork, Microsoft Office, Microsoft Excel, Outlook, and Powerpoint.
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