I have been "mortgaging Saint Paul since 1986". I came to the mortgage business with an education in Accounting and 15 years experience in Real Estate/Finance. The Twin Cities has been my home for most of my adult life.I am proud to represent PHH Home Loans, a company I have been with since it's beginnings. My company allows me to offer you an incredible array of products, both through our local lending ties and through our parent company, PHH Mortgage.Financing a home requires some major decisions on your part. The first of these is choosing your lender. My goal is to become your mortgage lender for life, by providing the service, information and advice you need, with competitive pricing and closing costs. When you choose to work with me, you make a choice for personalized service. When you call, I will answer, not an anonymous voice at an 800 telephone number. I look forward to working with you!In a world with so many choices, one choice is simple! I can’t help with all of life’s decisions, but I can help with your mortgage banking needs. By choosing Doreen Drake and PHH Home Loans you get expertise, experience and the highest possible level of commitment and service.