Doreen Lewis Email & Phone Number

Melbourne, Florida, United States

Melbourne, Florida, United States

Melbourne, Florida Area

• Most Recent Position: Underwriter ----------
• Underwrote Default and Imminent Default loans for Private/Assets, FHA, Fannie Mae and Freddie Mac adhering to all Government regulations, mortgage lending regulations and company credit policies.
• Analyzed and interpreted financial statements, business and personal tax returns, profit and loss statements, pay stubs and other income sources, along with credit reports and property data to accurately calculate.
• Identified potential risks and mitigating factors that could impact the customer’s ability to repay the loan.
• Reviewed recommended foreclosure prevention alternatives offered, to ensure all investor/insurer guidelines are followed and approvals received.
• Continually met targets for productivity, exceeded quality goals and received top performance awards.-------- Previous Positions --------

Specializing in forclosures and delinquent loans.

• Executive assistant to multiple commercial lenders managing $75 million commercial loan portfolio with over 100 customers.
• Facilitate communications between loan officer and bank approved professionals such as attorney, title agent, appraiser, surveyor and other parties to provide services in preparation of loan closings.
• Responsible for audits of loan documents to insure all requirements are met before loan closings.
• Offer clerical assistance from application of loan to post closing, including attending loan closings, updating financial information, and and annual loan reviews.
• Interact with clients to prepare them for loan closings and to cross sell various banking products as well as research and resolve loan and deposit inquiries.
• Prepare weekly/monthly/quarterly pipeline production and tracking reports for committee meetings.

• Created, organized and managed a database of personalized sales and service oriented letters.
• Maintained all literature, forms and financial documents for the department.
• Reviewed department’s mail and corresponded when a form letter would not suffice.
• Provided courtesy follow-up phone calls to brokers and shareholders after letters were mailed.
• Created production reports to track efficiency and mail trends.
• Previewed and critiqued all forms and sales material before final print.

• Maintained and updated client records.
• Identified and resolved problems for clients, sponsors and client management.
• Liaison between user groups, customer service representatives and sponsors.
• Documented and improved workflow procedures and training materials.
• Prepared and presented material for new employee training.
• Trained co-workers and new employees in various facets of the job functions.