35 years in my own companies.(4) of them, also, 13 years as a loans officer with a Credit Union.To teach people how to use money or equity to be debt free, and how to use Credit Cards to YOUR advantage, not the banks.... TO USE A LINE OF CREDIT AT 1.55 %To teach people that there are far better ways to save for retirement than RRSP's (10.0% interest, guaranteed, per year paid quarterly)If you're 30-35, have owned a home for 3-5 years, you can have it PAID OFF in approx. 10 years, or LESS. It's simple to do, if someone teaches you.. wish I had known this stuff 40 years ago.If you're looking to retire and could use some more monthly income. NOT A REVERSE MORTGAGEINVESTMENTS, at 10 % per annum. Interest paid every 90 days. GUARANTEED BY MORTGAGE. Like the book, The Wealthy Barber, it is compounding interest..that makes YOU wealthy.. KNOWING A SAFE WAY TO DO IT.. NOT IN Stocks, Bonds, or Mutual Funds..A Consultation is free with me.