Doug Dabney Email & Phone Number

Escondido, Ca, Us

United States

United States

Laid off due to low volume.

San Diego, California, United States

San Diego, Ca

San Diego, California

San Diego

Wholesale Jumbo Portfolio Underwriting

San Diego Ca

Made Sales Calls to open new accounts and grow the business.Handled cash receipts, collections, accounts payable, customer service, refunds, machine repairs, financials, taxes, and all other aspects of the business.

Oversaw expansion of the Loss Mitigation department from 11 to 28 employees. Increased 60 day delinquency collection rates by 17%. Increased Foreclosure Loss Mitigation Resolutions by 10%. Designed excel tracking spreadsheets for all employees.Designed and implanted new bonus programs for all staff, resulting in increased output Implemented training check lists for all Loss Mitigation Resolutions.

Approved exception loan requests for all offices retail and wholesale nationwide. $1 million loan authority on any property with LTV/CLTV authority to 100%. While Initially responsible only for the Eastern division originations and Retail Channels, responsibilities were expanded to include all Western division originations also. Company Volume increased from $8 billion to over $16 billion during these 4 years. Trained Division management on product knowledge and available options. Consistently listed as a favorite and most informative speaker in training classes held for new employees, and management training programs. Held position on Credit committee for formulating and revising all lending guidelines.

Grew a team from 2 employees to 9 employees. Grew loan volume from $2 million to over $33 million. Implemented a consistent pricing and underwriting program to become profitable.Over 46 consecutive months with a positive profit margin. I was involved in 3 different team splits, due to growth, and still was able to increase the number of units per employee from 4.7 up to 14.7, a 213% increase. My Teams set company records for Volume ($33 million), profitability (3.07% net percentage profit, and $868k net dollar profit), and gross revenue (5.20%). I was recognized as Manager of the month 3 times.

Underwrote, processed, and approved loans for funding. Worked with a Top, Million Dollar Account Executive. Prepared myself to take over the team in the near future.

SD-11) Responsible for providing all aspects of training, customer service, customer dispute resolution, loan closings, Insurance Sales, notary, tracking, pipeline review, and production of both Real Estate secured and unsecured loan production for a $25 million branch. Top Real Estate branch 2 times.

Responsible for providing all aspects of training, customer service, customer dispute resolution, Collections, Loan closings, Insurance Sales, tracking, pipeline review, branch profitability, and production of Both Real Estate Secured, and Consumer loans. Maintained lowest delinquency of all San Diego branches (< 1% of total outstandings). Turned branch around from losing money to being consistently profitable, and being a Top 3 branch in San Diego.

Responsible for individual loan production, Insurance sales, Collections, training, and increasing branch production. Received Branch of the Month Award 14 times. I was the top Real Estate Loan producer in 95 and 96.

Responsible for individual loan production, Insurance Sales, Collections, training, and increasing branch production levels. Employee of themonth 9/94, honorable mention 10/94, 11/94.

Initially responsible for delinquency management. Initiated legal action; small claims, repossessions, wage garnishments, skip tracing, deferments, and refinance referrals.Customer Service, dispute resolution, Collections. 100-120 calls per day.Collected delinquency to less than 2% of outstanding delinquencies.Responsible for individual loan production, Insurance Sales, training, and increasing branch production levels.

Bachelor Of Arts Degree, Economics

High School Diploma, College/University Preparatory And Advanced High School/Secondary Diploma Program