Responsible for setting business goals and assigning targets to the employees to ensure employees are provided productive results. Lead all aspects of establishing business plans and identifying opportunities for business growth, innovation and improvement within my area of responsibility and across the team.

•Analyze company financial statements, such as company tax returns, income statements and balance sheet to determine financial health of a business.•Develop strategic plans across multi-departments setting including sales and acquisition analysts to maximize revenue.•Negotiate terms and equity limitations.

•Managed a portfolio of over 100 dealer accounts in the Northeast Region of the US.•Developed working relationships with key personnel.•Promoted GMAC/Ally products through counseling based selling.•Provided training to dealer staff on various products.

•Managed a portfolio of over 75 dealer accounts in the Central Region of the US.•Developed working relationships with key personnel.•Promoted GMAC products through counseling based selling.•Provided training to dealer staff on various products.

•Developed and implemented procedures to process credit line renewals in a timely and cost effective way. •Analyzed company financial statements for net worth, net working capital and cash on hand to determine credit worthiness. •Worked directly with consumers and dealerships in the management of small to mid-sized fleets. •Assisted in maintaining a database to store historical data.

•Analyzed consumer credit bureaus, company financial statements, personal or corporate tax returns. •Negotiated terms and equity limitations with dealer business managers in granting individual and multiple vehicle loans.•Ensured and assisted in disposing of Smart Lease, Smart Buy and repossessed vehicles at Houston Auto Auction and the internet which had weekly sales revenue of $2 million. Complied with various state regulations in regards to titling and consumer rights. •Coordinated the transportation of vehicles between dealership to the auction. Ensured titling issues were correct in order to sell the vehicle at the auction or on the internet.