I have been blessed my entire career which has encompassed most all aspects of finance. I have been a bank examiner, CFO, stockbroker and corporate banker. I understand customers and prospects, having been on both sides of the desk. This lends itself to my credibility, and ability to assist in whatever their needs may be. I have worked over 20+ years in the South Florida market with companies who have revenues in the $3-$500MM range. I have spent also equal time in both Broward and Dade counties.I have also been fortunate to serve as an Advisory Board member of the Salvation Army of Dade County since 1995.I have excelled always, with various awards and recognitions attained. I specialize in cross-selling other needed products and services, deepening the relationship. I like the banking business, and always look for ways to be a successful financial advisor.Specialties: Financial analysis. Seeing big picture. Practical, honest with common sense.