Financial planner (CFP®) and investment advisor (Chartered Financial Analyst TM) with 20 years of experience in helping clients develop, implement, and monitor personal financial plans and investment strategies.Primary industry background in the areas of personal financial planning, portfolio development, investment research, company sponsored retirement plans (401ks, SIMPLE IRAs, cash balance pensions). Very comfortable working with clients’ families (multi-generational discussions) and other professionals (accountants, attorneys, et al).Specialties: retirement income planning, life insurance needs analysis, investment analysis, behavioral finance.The Financial Advisor associated with this profile may only discuss or transact business with residents of states in which they are properly registered. Please check FINRA’s Broker Check for a list of current registrations.Securities and advisory services offered through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Investment Partners, LTD is a Registered Investment Adviser. Additional advisory services offered by Investment Partners, LTD and insurance products and services are separate and unrelated to Commonwealth.Please review our terms of use here: http://www.commonwealth.com/termsofuse.html