Dov Mandel Email and Phone Number

· Lead financial planning and analysis for the global TTS business, with annual revenue of $9bn and balance sheet of $600bn+. Responsibilities include: development of multi-year strategic plan and mid-year forecast, CCAR, monthly outlooks, balance sheet management and regulatory compliance· Lead the development and preparation of presentations for CFO earnings prep discussions, internal business reviews, board reviews, and external investor meetings and conferences· Lead return focused reviews of products / regions across TTS· Lead growth initiative / investment and productivity analytics and reviews· Developed digital metrics, weekly trackers and management dashboards for key transactional products· Lead monthly RWA reviews and analytics on risk-related efficiencies and improvements· Developed detailed analytical tools on headcount and expenses, specifically transaction expenses· Partner with the business on strategic reviews and analytics, sales metrics and client profitability· Standardized product and region reporting and analytics, and driving to automation and development of efficiencies· Lead a diverse team of talent both on-shore and off-shore, with a focus on communication and collaboration

- Responsible for all internal Citi charge-outs globally (~$24 Billion/annually) for Operations & Technology (Technology, Real Estate, Application Development, Anti-Money Laundering, etc...) and Global Functions (Legal, Finance, HR, etc...).- Responsible for regular and transparent communications with Citi Businesses, "round-table" discussions for planning and strategy, partnering with the businesses on demand optimization and cost reductions, integration of new financial reporting systems, cost modeling, product methodologies, product pricing and bench-marking and executive level presentations- Lead coordinator and liaison with Corporate and the Citi Businesses on: strategy, planning, forecasting, budget calendars, timing and procedures.- Led major Citi projects including: converting $1.3B global Corporate Franchise Fee / Net Hold into product methodologies and individual charge-outs for all regions and global; streamlining the number of legal vehicles and P&L codes utilized for budgeting and planning; review and continued utilization of Citi's Deferred Tax Asset.- IT financials, capital forecasting, monthly close, budgeting/forecasting, projections and analysis. Partner with IT Operations and Engineering on product development, methodologies, costing, rate/volume analysis, cost modeling. - Manage staff locally and remotely

• Managed A/P and A/R analysts for IDT’s carrier relationships (monthly payables of ~$90 million and receivables of ~$10 million). Responsibilities included: monthly forecasting, financial closings, invoice reconciliations, payment approvals and production of operating reports.• Managed a team of dispute resolution analysts and negotiating settlements of disputes. • Led the execution of financial analysis, risk analysis and profiling of new business deals, including: monthly volume and dollar commitments, as well as tiered pricing structures.• Assisted in the due diligence as part of IDT Telecom’s M&A team and presented detailed analysis of potential joint ventures and new business opportunities to senior management.• Managed international credit exposure to minimize bad debt expenses. • Worked with purchasing, sales and legal to structure new business deals with prospective carriers/customers.