Responsibilities▪ Leading and directing the Wholesale Banking Group; setting and achieving profit and loss (P&L) targets.▪ Overseeing the activities of Corporate Banking, Government and International Banking, Structured Finance, Cash Management, and Corporate Customer Services towards the achievement of the Bank’s annual operating plan and strategic objectives.▪ Principal areas of responsibilities include, but are not limited to: Corporate Strategy, leadership, organizational structure, budget and plans, overall portfolio management and monitoring, sales management, business development and customer relations, product management, credit quality and approvals, branch expansions, policies and procedures, and report management.▪ Vice Chairman of Executive Management Committee, member of various committees including (a.o) Credit Committee and ALCO

Responsibilities▪ Leads and directs the Wholesale Banking Group. ▪ Sets and achieves profit and loss (P&L) targets.▪ Oversees the activities of Corporate Banking, Government and International Banking, Capital Financing and Financial Institutions, Global Transaction Banking, and Corporate Customer Services towards the achievement of the Bank’s annual operating plan and strategic objectives.▪ Principal areas of responsibilities include, but are not limited to: Corporate Strategy, leadership, organizational structure, budget and plans, overall portfolio management and monitoring, sales management, business development and customer relations, product management, credit quality and approvals, branch expansions, policies and procedures, and report management.Achievements:▪ Restructured the Wholesale banking organization to enhance its business model and smoothen workflow, and successfully launched the OMEGA certification with 19 employees in the wholesale banking completed the program.▪ Made significant development in digitalizing the wholesale banking business, with the introduction of the Corporate ATM, Mobile ATM with remittance solutions, POS and e-Payment Gateway among other innovative solutions that had remarkable impact on Bank’s Balance sheet and Income statement.▪ Focused on wholesale portfolio planning and did selective repricing exercise, offloaded worth of QR 821million of undesired assets and wrote back QR 45million of doubtful loans.▪ Dramatically increased wholesale’s fee based income by 66.5%, Net Income by 33.9% increased average deposits by 9.4% and increased average asset books by 4%.▪ Enhanced and expanded bank’s correspondences relationships.▪ Represented the bank in global events such as IMF meetings and SIBOS.

Led Islamic banking group in the UAE and the overseas branches.

Successfully established UNB's business in Kuwait. Recruited and built multicultural teams. Developed strategic relationships with Kuwaiti business community and Regulator.

Revamped UNB's Qatar business, grew assets, liabilities and profits. Developed sound professional relations in the Qatari market.

Actively participated and led various business initiatives to have a set of product mix and structures approved by the regulating authority and Board. Meanwhile; I’ve had direct responsibilities for developing the business in the GCC and served as business motivator for the Far East business.Consequently, I have been chosen to reallocate to GCC as the Chief Officer to have a physical presence for the Bank in the GCC and build up the team on ground.

Responsible for the overall Corporate Business for the UAE.

Led a Relationship team that managed Large Corporates including Major Qatari and international private and government owned corporations and provided comprehensive lending and non-credit banking products and services.Cross-selled other banking products including Credit Derivatives, Treasury, Investment and Retail products.

Marketed new accounts / solicited new prime corporate borrowing & depository relationships.Managed existing commercial portfolio & assessing associated risks.Evaluated market trends (Opportunities/Threats).Participated in formulating strategies and plans.

In charge for credit review and risk and assessment and making recommendations for credit committees

Managed doubtful loans portfolio. Reviewed all large doubtful borrowers to assess new needs for reschedulingActivated old dormant accounts and established new lines of credit to reactivate customers operations and provide a new possible opportunity to restart and stay in business.Reviewed credits proposals prepared by branches and submits recommendations to the credit committee.

Managed doubtful and impaired credits loan portfolio.Analyzed causes of delinquencies and set up early warning notification guidelines.Formulated strategies to effectively recover bad loans with the coordination of legal department to minimize the possible loss.