Experienced finance professional with a strong background in credit and risk management, complemented by advanced research in blockchain technology and its impact on banking risk exposure and corporate governance. Currently pursuing a PhD in Finance and Blockchain at Bournemouth University, I am focused on integrating cutting-edge financial research with practical applications to drive innovation in the banking and fintech sectors.With over 15 years of experience in the banking industry, I have successfully managed large loan portfolios, implemented risk mitigation strategies, and improved operational efficiency. My expertise spans credit evaluation, portfolio optimization, and compliance with regulatory frameworks.I am particularly passionate about blockchain's potential to transform financial risk management, and my research explores how this emerging technology can reduce risks and improve transparency in the banking industry. I am always eager to explore roles in fintech innovation, risk management, or any position where I can leverage my knowledge to create forward-thinking solutions in the financial world.