 financial analysis, planning and reporting to management; organization of business and processes in the finance and accounting departments; improvement of data processing in financial and accounting affairs; consulting and selection of staff in finance and accounting consulting in the development and strategy of the company preparation of documentation, communication with banks and other financial institutions, audit, lawyers, bookkeeping service, tax administration and other professional associates and services management of strategic projects-implementation and coordination of energy efficiency tasks and digitalization of processes and introduction of new business models communication and coordination with consulting companies on the implementation of strategic projects jobs in the field of occupational safety

 Responsible for client contact/relationship Managing and monitoring non-performing corporate/public finance/retail loans and exposures  Identification and implementation of optimum loan restructuring strategies as well as identification of weaknesses, restructuring necessities and potentials Client and/or project analysis (i.e. recovery measures, assessment of the current risk situation of the clients) Implementation of appropriate measures to reduce risk (risk mitigation of delinquent exposures) Engagement and coordination of internal and external resources necessary for successful implementation of loan recovery strategies (legal advisers, consultants, auditors) Calculating and managing loan specific risk provisions. Negotiating workouts with all involved parties as well as communication and meetings with clients Initiating enforcement and bankruptcy proceedings (including communication with lawyers, legal advisers) Pre / bankruptcy procedure Collateral liquidation and debt collection Collateral management Annual and semi annual reporting

 responsible for client contact/relationship  coordination and managing the team funding structure analysis, analysis of creditworthiness, market and risk analysis preparation of complex credit applications analysis and judgment on funding structure regarding to plausibility and feasibility presentation on credit committees (local and group CC) preparation of relevant credit documentation coordinate activities with credit risk, legal and real estate department coordinating and monitoring of funding usage and performance continuous monitoring of creditworthiness and covenants as well and conclusion if action is necessary

- responsible for client contact/relationship - funding structure analysis, analysis of creditworthiness, market and risk analysis- preparation of complex credit applications- analysis and judgment on funding structure regarding to plausibility and feasibility- presentation on credit committees (local and group CC)- preparation of relevant credit documentation- coordinate activities with credit risk, legal and real estate department- coordinating and monitoring of funding usage and performance - continuous monitoring of creditworthiness and covenants as well and conclusion if action is necessary

• Active (credit) and passive (deposit) bank jobs• Communication with clients• acquisition of new clients• monitoring of customers business• business analysis• preparing credit application for credit committee• completing documentation after approval and disbursement • control of loan collection