Derrick Cherry Email & Phone Number

I am an experienced Senior Commercial Bank Underwriter/Portfolio Manager with a strong background in credit analysis, credit underwriting, risk assessment and portfolio management. My expertise is focused on providing sound and comprehensive financial analysis, collateral valuation analysis and business and industry assessments to identify key risks and opportunities and apply appropriate loan structures that balance the risks identified. I am proficient at evaluating commercial loan requests and the credit worthiness of borrowers across various industries. As a highly motivated and diligent Underwriter/Portfolio Manager that excels at multitasking and meeting deadlines in a fast-paced environment, I have demonstrated success working with external customers and internal stakeholders. I am known for my ability to work amongst a cross functional team of relationship managers, division market managers, senior credit officers, loan closers and other credit support personnel to ensure open lines of communication throughout the credit approval and portfolio management process. My experience encompasses a wide range of commercial credit transactions including: working capital financing, equipment finance, acquisitions, unsecured lending, recapitalizations, SBA products, letters of credit, derivatives, treasury management products, commercial real estate finance (investment and owner-occupied properties) and non-profit lending. My commitment is to uphold the highest standards of credit quality and risk management while making sound lending decisions that align with the bank's overall objectives and meet the credit needs of borrowers.