Drea Barbose Email & Phone Number

Identifying and developing new commercial loan relationships.• Identifying and developing new deposit relationships.• Interviewing clients and prospects seeking commercial loans.• Collecting and analyzing financial and related data to determine general creditworthiness.• Structuring loan terms and conditions that meet the client’s needs and the Bank’s lending guidelines.• Recommending approval or declination of loans within established Bank policies and informing prospective borrowerof decision.• Managing a commercial loan portfolio for adherence to loan terms and conditions including but limited to the timelyreceipt of required financial information, covenant compliance and annual reviews.• Reviewing documentation and working with Bank personnel or Bank Counsel to ensure loan documentation isprepared in accordance with loan approval.• Monitoring loan repayment activities and taking necessary action to collect from past-due accounts.1. Maintains a thorough knowledge of the features and benefits of all Bank commercial products and services and promotes Bank products that may meet clients’ needs.2. Assists in the preparation of Commercial Loan Approvals with commercial credit management.

Listed skills include Lines Of Credit, Commercial Banking, Loans, Credit, and 10 others.