Drew Kovalsky, Cfa Email & Phone Number

Accomplished credit risk underwriter with experience in origination and evaluating a range of fixed income credits across varied asset classes and collateral types, inclusive of structured finance, project finance/infrastructure related credits, commercial lending, and municipal enterprises. Background in financial guaranty underwriting/Letter of Credit and expertise in evaluating liquidity, capital adequacy, default probability, and structuring. ✔ LEADERSHIP: Adept at delivering recommendations as to the approval or denial of credit and credit memo submissions. Proficient at managing team members and developing junior colleagues in multiple functionalities across credit risk underwriting, portfolio management, and risk✔ ACHIEVEMENTS: Several executed deals with multiple excess credit support transactions for ABCP conduits (trade receivables; leases; uncalled capital commitments), credit support for the acquisition financing of IHOP’s purchase of Applebee’s via a $1.9B whole business securitization; a financial guaranty of a private $9bn leveraged recapitalization whole business deal backed by future payment rights and IP; bond insurance for Transamerica’s $550M funding of life insurance redundant reserves (ILS). Directly involved in closing transactions worth over $100M in revenues✔ SPECIALITIES: Underwriting and origination of a multitude of asset classes/collateral types; public/private execution and within ABCP conduits; subscription finance/capital commitments; due diligence of asset-backed/infrastructure/municipal issuers/collateral in anticipation of calculating expected loss; analysis of complex structures and counterparties✔ KNOWLEDGE: Risk mitigation through creative structuring and deal negotiation; extensive structured product knowledge; credit analysis and credit committee presentation to senior management; document negotiating skills and knowledge of innovative financing techniques; sensitivity analysis in the context of model manipulation✔ EXPERTISE: Effective credit risk management with a focus on adherence to Credit Policy; participation in Committee designation of credit risk appetite; sector portfolio risk reviews and risk ratings; performing credit risk assessments; borrowing base calculations; internal credit ratings and methodology development/research into rating agency viewpoints; and ongoing surveillance reviews

Listed skills include Structured Finance, Securitization, Credit Risk, Credit Analysis, and 19 others.