My background in residential lending includes working with Homebuyers and Homeowners to structure their ;mortgage to fit their individual financial needs taking the time to evaluate every borrower on an individual basis. My business is referral based thanks to my previous clients, family and friends who have trusted me with their residential mortgage needs and shared my name with others considering a home mortgage loan. I enjoy working with realtors, financial planners, and accountants on a referral bases as well and always welcome the opportunity to meet another professional in the industry.My goals are to keep my clients informed of changes in the industry and strive to align them with the financing that will best suit their situation.Specialties: FIRST TIME BUYERSCONDO-HOTEL BUYERSFHA LENDERVA LENDERPATIENCE/DILIGENCE/THOROUGH