PROFESSIONAL EXPERIENCE: Financial Analysis; Financial Planning (MBA - 2009); Real Estate (Buy, Sell, Mortgages) - Realtor (CA) License No.: 01709918; Small Business Consulting, 501 (C)(3) - formation, management, tax return; Income taxes (business and personal) - since 1986; Loan Modifications (FREE - thru Financial Empowerment Center); Life Insurance (CA) - License No.: 0B05355; Sales (real estate, insurance, annuities, consulting services, etc); Healthy Families (Certified Applicant Assistant); ABR® (Accredited Buyers Representative); TEACHING: 30-Day Substitute Teaching Permit; Quickbooks ProAdvisor (Non Profits).GOALS: To enjoy what I do and help someone along the way!Specialties: account reconciliation, budgeting, business plans, discounted cash flow analysis, communication skills, conflict management, cost control, executive management, finance, financial, financial analysis, financial statements, forecasting, grant writing, leadership, presentation skills, process engineering, profit analysis, recruiting, retail sales, strategic, strategic planning, tax planning, turbo tax, writing, year end accounts, estate & financial plans.
Ekklesia Christian Community Church, Inc.
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Senior Pastor And FounderEkklesia Christian Community Church, Inc.United States
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Senior Pastor & FounderEkklesia Christian Community Church, Inc. Oct 2017 - PresentA church that is "The Perfect Place for Imperfect People". As a body of believers, we do not believe that the church is a building or a place we go every Sunday. But, rather we believe the church lives in each of us....WE ARE THE CHURCH!!! Our focus in not on Sunday worship services every week, but rather sharing and showing the Love of Jesus each and every day. To that end, we have church service ONCE-A-WEEK (the first Sunday of each month). The other Sundays we are out visiting the sick, feeding the hungry, giving away free clothes, providing food to pantries, visiting senior citizen rest homes, serving meals, making disciples, and the list continues. We also take 1-2 Sundays a month to visit other churches to increase our fellowship. At EC3, we like to say, "The church has left the building"!!!
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Ceo/Executive DirectorThe Financial Empowerment Center, Inc. Nov 2005 - PresentMy responsibilities include providing overall direction, leadership, vision and fiscal management. Our primary activity and overall objective is to “financially” empower our communities by providing the following services (6-Point Power Principal): [1] Financial Literacy Services [2] Small Business Training & Support Services[3] Home Ownership & Retention Assistance Services[4] Educational Scholarships[5] Employment & Outreach Services[6] Legal Assistance & Awareness Services“Knowledge is Power…Financial Knowledge is Financial Power” is our core belief. It is our vision to empower citizens “financially” by providing knowledge and access to financial services using our 6-Point Power Principal. Once we provide this knowledge and grant desperately needed access citizens will then be empowered to not only take control of their own financial destiny, but those of their community as well. We empower locally by focusing on communities, rather than cities or large metropolitan areas where services tend to lack focus and effectiveness. We provide services in a professional, pleasant, poised, and polished manner at “all times”, regardless of location. We ensure all locations are clean, organized, inviting, and safe for all those in attendance.
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Real Estate Broker/OwnerExodus Real Estate Services, Inc. Oct 2005 - Present
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Founder, Ceo, & PresidentTowns Consolidated Enterprises, Inc. Feb 1986 - Present
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Broker/OwnerExodus Real Estate Services Oct 1995 - Present
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Founder/CeoVictory United Enterprises, Inc. Jun 1986 - Present• Overall responsibility includes overseeing and coordinating the efforts of a team of Business Consultants, Realtors, Loan Officers, Insurance Agent, Tax Preparer, Notary Publics, Financial Advisors, Auto Detailers, and Financial Analysts. • Working with an ASQ Certified Quality Engineer to manage projects, tasks, teams to accomplish goals on time and on budget. • Preparing Federal and State PERSONAL income tax returns (all forms, schedules, credits and deductions)• Preparing Federal and State BUSINESS income tax returns (all forms, schedules, credits and deductions)• Conducting budget variance analysis and make necessary adjustments. • Managing the consolidation of monthly operating results. • Preparing budgets, P&L’s, projections and profitability statements. • Conducting employee evaluation, recognition, merit increases, discipline and training. Implementing conflict resolution and team building activities. • Monitoring internal control and regulatory issues. • Assisting senior management in the financial analysis related to key strategic planning initiatives.• Conducting budgetary variance analysis. • Grant writing and submitting to First-5 LA. • Presenting results of financial analysis to management on a monthly basis. • Overseeing budgets, schedules and performance standards. • Preparing IRS Form 1023 and appropriate state forms for 501 (c)(3) tax exemption. • Preparing IRS Non Profit Information Returns (IRS Form 990). • Leading the development and implementation of financial strategies and plans, with appropriate short and long-term goals, for the maximization of company resources. • Designing custom award-winning financial plans. • Consulting small businesses on a myriad of subjects. • Conducting community based seminars (finances, real estate, insurance, non-profit management). • Marketing insurance and other non-equity investment products. • Assisting buyers with the purchase of residential and commercial real estate.
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Executive PastorValencia Christian Center Jul 2013 - Jun 2016As Executive Pastor I was responsible for the overall leadership and direction of church staff, leading all functional areas in the accomplishment of the church’s mission. This included managing a team on 27 ministries and Ministry Directors that provide leadership and outreach services to the community at-large and a church membership of 800 on any given Sunday. Specific responsibilities included:• Supporting the Senior Pastor in the accomplishment of the church’s mission through ministry effectiveness evaluation, discernment, decision making, planning and overall direction of church staff.• Leading the ministry staff in the establishment and ongoing direction of ministries that effectively reach the church’s demographic, insuring the accomplishment of the overall mission.• Ensuring the operational readiness of the church through leadership and oversight of the support staff performing duties in administration, finance, human resources, supply, and facilities management.• Coordinating, organizing and leading monthly Leadership Meetings with all 20 Ministry Directors.• Assisting the Senior Pastor in executing special projects, as assigned.• Providing sound biblical counseling and advice to senior pastor as needed.• Facilitate the annual strategic planning process including evaluation of ministry performance; review of mission, vision, and core values; development of key objectives and tactics; and establishment of three year goals.• Champion the development of infrastructure by all ministry and support areas that supports healthy, long-term growth of the church.• Perform other duties as assigned by the Senior Pastor or as needed by the Ministry Directors.
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Vice PresidentCharter College Aug 2009 - Feb 2010Anchorage, Ak, Us• Assist the Campus President with managing the day-to-day operations of the campus: o Students o Teachers o Staff o Admissions Department o Financial Aid Department o Student Success Department o Career Services Department o Administration Department • Act as the chief executive in the absence of the Campus President. • Provide leadership and management of the academic planning and analysis process.• Coordinate the implementation of programs. • Provide program review. Manage academic issues and campus collaboration. • Provide advice and support to the Campus President and work closely with management of the college. • Participate in college activities. • Participate and/or chair various institutional committees as needed. • Resolve student disciplinary and performance issues. • Make presentations to corporate staff (CEO, CFO, etc). • Assist with recruiting and enrolling efforts. -
Army Officer - Us ArmyUs Army Jan 1999 - Feb 2007Arlington, Virginia, Us• Served as 19K (Mechanized Infantry – Abrams Crewmember, Driver). • Served as 09S – Mechanized Infantry – Food Service Specialist. • Honorable Discharge (completed contractual service with rank of 2nd Lieutenant). -
TeacherLos Angeles County Office Of Education (Lacoe) May 2000 - Oct 2004Downey, Ca, Us• Assisted full-time teaching staff at juvenile probation camps with their classrooms and lesson plans during their absences. • Maintained discipline and order in the classroom. • Executed lesson plan as requested. • Designed instructional material to teach when lesson plan was not available. • Resolved several classroom conflicts without altercation or security staff involvement. • Connected and bonded with students encouraging them to get an education and improve their lives. Earned the respect of teachers, staff, and students. • Used military training to teach staff, teachers, and students order, discipline, respect, and leadership. -
Sr. Financial AnalystNorthrop Grumman Corporation May 1998 - May 2000Falls Church, Va, Us• Responsible for preparing and analyzing financial reports, including cost and budget information for all programs undertaken by the company. • Calculate, monitor, report, adjust and record reserves. • Conduct monthly meeting to keep senior management updated on programs’ activity. • Assist in preparation of 5-year strategic plan and semi-annual business plans. • Organize and implement special projects and reports for Vice President of Finance. • Selected by senior management to lead several process improvement teams. • Improved the overall efficiency of Programs Finance Department by 48% within 7 months. • Assist with monthly and year-end financial close. Issue Budget Overrun Notifications and implement cost reduction plan. Train employee/team members as needed. -
Financial Analyst - Corporate ReportingThe Walt Disney Company Feb 1995 - Jul 1996Burbank, Ca, UsConsolidated financial operating activity for all Disney subsidiaries. Assisted with preparing 10-Q, 10-K and annual report. Responsible for preparing balance sheet, income statement, depreciation expense, lease analysis and Disney Foundation reports. Monitored construction activity and pending company projects. Prepared several government reports for US Department of Census. Computerized several reports, which reduced total manpower hours by 30%. Prepared Retail Sales and Inventory reports for all Disney Stores. -
Real Estate Financial AnalystChase Oct 1994 - Feb 1995New York, Ny, Us• Analyzed the financial activity of mufti-family, commercial, industrial and office buildings as required by federal regulations. • Classified loans for allocation of loan loss reserves on company’s balance sheet. • Conducted property inspections to verify physical condition of property and other financial information. • Reviewed residential and commercial appraisals to aid in management making decisions. Identified potential problem assets in an attempt to eliminate or minimize potential losses.• Supported conclusions and recommendations via written and oral presentations. Performed DCF (Discounted Cash Flow) analysis on a regular basis. -
Financial Analyst/AccountantChase Dec 1992 - Oct 1994New York, Ny, Us• Responsible for auditing receiver’s financial statements and resolving any accounting discrepancies. • Monitored all financial activity of properties during receivership. • Advised senior management. • Conducted on-site inspections and audits. • Cross-trained staff members. • Created department’s first computerized cash flow analysis report. • Recovered over $1.2 million from receivers with-in eleven months. • Initiated the use of standardized forms for auditing financial statements, which increased the speed of audits by 65% with 80% greater accuracy. • Played a key role in helping department surpass its 1993 operating goals by 35%. • Set up more effective A/P and A/R systems requiring 75% less time.
Carthel Towns, Sr., Phd Education Details
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Northcentral UniversityChurch Leadership -
California Lutheran UniversityFinancial Planning -
California State University, NorthridgeFinance & Real Estate -
Manual Arts High SchoolGeneral -
Regent UniversityOrganizational Leadership
Frequently Asked Questions about Carthel Towns, Sr., Phd
What company does Carthel Towns, Sr., Phd work for?
Carthel Towns, Sr., Phd works for Ekklesia Christian Community Church, Inc.
What is Carthel Towns, Sr., Phd's role at the current company?
Carthel Towns, Sr., Phd's current role is Senior Pastor and Founder.
What schools did Carthel Towns, Sr., Phd attend?
Carthel Towns, Sr., Phd attended Northcentral University, California Lutheran University, California State University, Northridge, Manual Arts High School, Regent University.
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