Very familiar with Knowledge Process Outsourcing (KPO) propositions in the financial services space (incl. payment industry) and its processes (www.payreto.com). Gained broad experience as former CEO of a Third Party Processor, VP of a Payment Technology Manufacturer (PTM), Director Business Development of an IPSP/PSP with integrated acquiring banking proposition, Head of Product Management (at a PTM) in the Cards Processing (ATM, POS & Value Added Services (VAS), ECOM/MOTO), Risk Management, Forex and Remittance Sector (Internet, Mobile) as well as Cash Inventory Management Solutions for ATMs and Bank Branches, used to establish businesses from scratch (i.e. Business Development/Sales, Call Center Service Operations etc.) Financial Service/FinTech Industry.Specialties: Consulting High Tech Companies on Sales/Business Development level, in addition as PHD in General/Applied Physics very familiar with all type of laboratory environments (particularly Biophysics, Biochemistry, Physical Chemistry, Nano-Technology, Surface Technologies, nearly all type of microscopy techniques (High Resolution Electron Microscopy, Scanning Tunneling Micros., AFM and related devices etc.)