Diane St James work email
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Diane St James personal email
Results-focused Residential Mortgage Underwriter known for strengths in risk management, credit analysis and through documentation review. A proven track record of expertise in detailed income analysis and calculation of complex loans including self-employed borrowers with multiple properties. Ability to exceed productivity standards and turnaround time providing excellent customer service. Residential Mortgage UnderwriterEmail@: dstjamessept@gmail.net• Conventional & Non-Agency JUMBO• Manual underwriting• DU/LPA/Encompass • DE Underwriter• Strong mathematical aptitude• Ethical decision-making • 1-4 Units, Condominiums, Manufactured Homes• Organizational skills • Stellar Quality• Problem solving • Detail orientedACCOMPLISHMENTS:•Top Retail Underwriter in Production - November 2020 with 98 new loan submittals decisioned.•Appeared on front cover story on USA Today May, 2004•2nd Place - Top Underwriters Wholesale Division Nationstar Mortgage -2015.•Quoted in the Wall Street Journal as a mortgage SME•Appeared on MSNBC for a featured story on mortgage refinance•Accomplished 9+ years with zero audit defects on over 6000 loans personally underwritten.Contact me at dstjamessept@gmail.com for any mortgage underwriting opportunities.
The Loan Store, Inc.
View- Website:
- theloanstore.com
- Employees:
- 265
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Non-Qm UnderwriterThe Loan Store, Inc.Belton, Tx, Us
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UnderwriterThe Loan Store, Inc. Mar 2024 - Present
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Sr UnderwriterKinecta Federal Credit Union Aug 2022 - Jan 2024Manhattan Beach, California, United States•Tackled and completed daily workload with confidence and skill.•Mastered underwriting new products including 2nd Fixed, Home Equity Line of Credit, and proprietary non-conforming mortgage products.•Championed exceptions for those borrowers who fit more outside the box.•Excelled in Texas 50(a)(6) loans knowledge applied to those mortgages for homeowners in Texas.•Surpassed communication expectations via excellent written and verbal skills to all operations staff involved from initial underwrite through closing.•Performed detailed analysis of non-conforming, portfolio and conforming files to support compliance with internal and agency guidelines to ensure salability.•Provided guidance and assistance to junior underwriters regarding loan underwriting processes and procedures.•Expert with Encompass LOS system. -
Underwriter IiFirst Guaranty Mortgage Corporation® Dba Goodmortgage.Com Sep 2020 - Apr 2022Texas, United States•Analyzed loan documentation for completeness and accuracy, including but not limited to the URLA application, income documents, credit report, title documents, purchase contract, trusts, appraisal and all applicable compliance documents.•Named Top Retail Underwriter – November 2020 with 98 new loan submittals underwritten and approved in 30 days.•Balanced the need for loan-volume growth with equally important necessity of best underwriting quality to minimize risk while maximizing profitability.•Fast track trained on Non-QM products and mastered 24 months asset-based income calculation.•Improved SLA turn time requirements by 30%.•Exhibited keen mindfulness, written and oral communication skills, and thrived in a team atmosphere volunteering whenever the need arose. -
Senior UnderwriterMr. Cooper Oct 2012 - Sep 2020Irving, Texas, United States•Front line conventional underwriter including DU REFI + and LP Open Access, HomePath as well as Non-Agency Jumbo loans and non-credit qualifying FHA streamlines. •Excellent communication skills with brokers, operations staff and management. •Hand picked for Non-Agency Jumbo underwriting team with loan amounts in excess of $1M.•Highly skilled with 100% paperless files and systems. •Analysis includes income, assets, credit as well as diligence review of AUS findings and appraisal review. •Distinguished honor of 2nd place Top Underwriter for the year 2015. •Increased the level of quality of loans with zero audit findings during the nearly 8 years employed. •Achieved FHA DE Chums # and assisted with overflow of FHA streamline refinance loans. -
Contract UnderwriterIsgn Corporation - Leading Edge Mortgage And Loan Technology Mar 2012 - Oct 2012Remote•Completed conventional mortgage underwriter – Frontline. •Sound credit judgment including all details of income, credit, property reports, and assets. •Follow through with required adjustments, errors, and required inspections prior to CTC. •Strong math ability including in-depth review of tax returns. •Proficient with exclusively paperless files and systems. -
Mortgage UnderwriterIndecomm Global Services Apr 2011 - Mar 2012Georgetown, Tx•Contract underwriter for major lender. -
Qc Mortgage UnderwriterMrn3 Then Daserte For Gmac Mortgage Oct 2005 - Apr 2011Georgetown, Tx•Tasked with pre-funding QC full underwriting of conforming/FHA/VA mortgage loans for nationwide lender including completion of in-depth quality assurance reports.•Involved completion of in-depth quality assurance report.•Analysis includes detailed re-underwriting of closed loans including use of FHA Connection check for insurability issues on FHA loans.•Exceeded workflow expectations with accuracy and dedication.
Diane St James Skills
Diane St James Education Details
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Business Administration And Management, General -
Ceu -
Diehl And AssociatesFha
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H & R Block
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Mortgage Bankers Of America
Frequently Asked Questions about Diane St James
What company does Diane St James work for?
Diane St James works for The Loan Store, Inc.
What is Diane St James's role at the current company?
Diane St James's current role is Non-QM Underwriter.
What is Diane St James's email address?
Diane St James's email address is ds****@****ink.net
What schools did Diane St James attend?
Diane St James attended Purdue Univeristy, Ceu, Diehl And Associates, H & R Block, Mortgage Bankers Of America.
What are some of Diane St James's interests?
Diane St James has interest in Multitasking, Singing, Guitar Playing, Exercise.
What skills is Diane St James known for?
Diane St James has skills like Mortgage Underwriting, Desktop Underwriter, Loan Prospector, Paperless Files, Multi Tasking, Credit Analysis, Property Appraisal Reviews, Excellent Writing Skills, Strong Communication Skills, Emagic, Tax Return Analysis, Conventional Loans.
Who are Diane St James's colleagues?
Diane St James's colleagues are Laura Van Voorhis, Georgeen Oconnell, Mackenzie Sweetin, Laura Motley, Tracy Houck, Kelly Warkoczeski, Chris Ehrke.
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Diane St. James
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