Vikas Dubey Email & Phone Number

Mumbai, MH, IN

Mumbai, Maharashtra, India

• Developed and implemented clear product roadmaps aligned with business goals, driving innovation and growth.
• Led the development and implementation of the Business Rule Engine (BRE) in FICO Blaze application from scratch, serving as the primary owner and ensuring successful deployment.
• Led cross-departmental teams, including sales, engineering, marketing, and operations, to ensure successful product launches and implementations.
• Managed product lifecycle with Agile methodologies, managing product backlogs, sprint planning, and working with engineering teams using Agile tools like JIRA.

Mumbai, Maharashtra, India

• Develop frameworks to evaluate risk exposure and implement mitigation strategies.
• Ensuring alignment of RBI guidelines, regulatory requirements, and compliance standards.
• Evaluate data, trends, and key metrics to identify potential risks using BI tool like Tableau.
• Present risk assessment findings and recommendations to the management team.
• Served as a Business Analyst, collaborating closely with the Technology team to drive system improvements and enhancements.
• Conducted UAT for new features and enhancements, and ensured adoption by ground-level teams through comprehensive training sessions

Mumbai, Maharashtra, India

• Underwriting for Home Loan Proposals with individual Approval Authority - Evaluate borrower profiles, financial statements, and creditworthiness.
• As one of the first 100 employees to join the organization, part of company's policy and SOP design team, ensuring adherence to established processes and RBI guidelines.
• Serve as a mentor to freshers, providing guidance and support in the Credit Underwriting Process, ultimately improving overall team performance.

Maharashtra

• Joined IDBI Bank through National Level IBPS-PO Examination (cleared in first attempt)
• Overseeing Credit Underwriting for Home Loans and Mortgage Loans for Satara, Sangli and Ratnagiri districts region, which encompass 56 branches.
• Managing a team of 10 outsourced agents who are responsible for sourcing loan proposals.
• Managed statutory audits and prepared compliance reports for submission to the HO.

Mumbai Area, India

Quality Assurance Engineer - Manual + Automation Testing

Kolkata

Quality Assurance Engineer - Manual Testing

Bachelor Of Technology (Btech), Electronics And Telecommunications, 6.73

Higher Secondary Certificate, Science, 80.17%

Secondary School Certificate, 84.46%