Serving all California cities and Nevada areas specializing in the following areas:Manhattan Beach, CA - Los Angeles, CA - Redondo Beach, CA - Hermosa Beach, CA - El Segundo, CA - Torrance, CA - Palos Verdes, Las Vegas, Henderson, Reno,North Las Vegas, Carson city and the whole of Texas area etc.Helpmybiz Loan is a California and Nevada based mortgage company that specializes in private money lending. Private loans are secured by real estate properties, both residential & commercial. Our company is dedicated to a hassle free submission process allowing you to focus on your business and investments. Helpmybiz loans has over 12 years of combined experience funding private and conventional loans. We work with many local and national mortgage investors to help our clients find the right loan that best fits their needs.Most of our team members have years of experience in the real estate arena from escrow and title to sales and hard money lending in the state of California and Nevada. Our combined expertise gives us an advantage as a well rounded company that offers solutions to most problems. Our staff offers professionalism unparalleled in the industry, a quality that is has been consistent in all our client testimonials. Our promise to you is simple: You will always be able to get a hold of one of us and you will always get a direct response from the team member you are looking for.Here are some of our guidelines:• Strategic partnership developer. Income options - We make hard money to find easier to locate.• Raised Private Money, Easy Money and Hard Money to invest in major event production• Consulted on how to make wise use of real estate to deliver maximum return on investment• Lending advice for business planning, financing and contract negotiation lead to high returns• Investing wisely in event production, promotion, financial management saved hard money• Business administration with a close eye on money saving options eliminated the need to borrow

*Equity based *Not fico driven *Stated income *Non-owner occupied *Up to 65% LTVFix & Flip Programs - Buy & Hold - Probate Financing - Stated/Stated Subprime - Refinance Commercial - Industrial - Mixed Use - New Construction - 1-4 Single Family Residence - Multi-Family Apartments - Foreign National Investors - Raw Land Acquisitions & Development - Business & Franchise - Commercial Bridge - CMBS Loans - SBA 504,7(a)"Nationwide Institutional Funding Sources"? $25,000 to $15,000,000"Bridge Loan Financing for Flippers and Rehabbers"?"Fix & Flip"? AZ, CA, CO, FL, GA, MI, NC, NV, OR, TN, TX, WA, VA, WV.Up to 80% of ARV which may include 100% of Acquisition and Rehab costs up to 50KUp to 90% LTV of Acquisition cost for beginner investors with minimal experienceNo junk fees, only a refundable fee to offset third party due diligence costs(background check and internal BPO)All done onlineTerm Sheet in 3 minutesClose in less than 10 days"Fix & Flip"?AL, FL, GA, MD, NC, OH, PA, SC, TN, VA, DC, CO, CT, IL, KY, NE, NJ, NY, TX, WA, WIPoints rolled into the loan, 620+ mid fico, show ability to make monthly payments, 80% LTV of Acquisition and Rehab costs - seasoned investors - 7 day closings"SUBPRIME NO INCOME NO ASSET" verification loans on 1-4 family investment, mixed-use, multi-family & commercial properties. This is a tremendous opportunity in the market which traditional lenders cannot service. Below are some highlights of what we offer:Stated Income Investment SFR, Condo & 2-4 Units 70% LTV - Multi-Family, Mixed-Use 75% LTVOffice, Retail, Warehouse, Self-Storage, Auto Service - 30 Year Fully Amortized - fixed for 3 or 8 years - purchase or refinance - great for buy & hold.

Helpmybiz Lending is a direct asset-based private lending company (we are not brokers, no middle man involved, we write the checks). We finance real estate investors who buy property at a discount such as foreclosures, REOs, short sales, etc, rehab them and then flip them for a profit. We are always looking for new borrowers in helping them fund their deals. Helpmybiz Lending specializes in short-term and long term capital needs. With over a decade in real estate lending, we have been involved in all different types of lending including wholesale, correspondent, retail, and private or hard money lending for both residential and commercial properties. We have a wide range of knowledge and experience working with different asset classes, and have financed everything from your traditional first time home buyer, to complex, time sensitive 1031 Exchange transactions on commercial properties. We structure debt financing for Multi-Family & Commercial R/E, including acquisition, refinance, cash-out, bridge and permanent loans. As a direct lender, we have the flexibility to accommodate most scenarios with the intent of ensuring the success of the borrower. TYPE OF LOANS, LTV, LIEN POSITION, LOAN TERMWe do acquisition, refinance, and rehab loansWill lend 100% of the purchase price as long as it does NOT exceed 65% of the "as is" appraised value.Will lend 100% of the rehab cost as long as it does NOT exceed 65% of the appraised ARV.Will lend 100% of the purchase price AND rehab cost as long as it does NOT exceed 65% of the appraised ARV.Required 10%-15% of (loan amount + loan cost amount) as borrower’s “skin in the game”Rehab funds are escrowed and managed by drawsRehab project overseen by third party Builder's ControlCross collateral is welcomed1st position and 2nd positionShort term bridge financing: 3-12 monthsLong term financing: 1-15 yearsInterest-only payments with balloon payment at end of loan.

We represent Direct Lenders and Private Investors funding hard money and subprime loans on a wide variety of real estate collateral. Private loans are secured by real estate properties, both residential & commercial. Our company is dedicated to a hassle free submission process allowing you to focus on your business and investments. Helpmybiz loans has over 12 years of combined experience funding private and conventional loans. We work with many local and national mortgage investors to help our clients find the right loan that best fits their needs. Most of our team members have years of experience in the real estate arena from escrow and title to sales and hard money lending . Our combined expertise gives us an advantage as a well rounded company that offers solutions to most problems. Our staff offers professionalism unparalleled in the industry, a quality that is has been consistent in all our client testimonials.DIRECT LENDER PROGRAMS!• Collateral or traditional underwriting based lending• Next Day Approvals / FAST 3-7 day closings• Owner or Non-owner occupied /LLCs & Foreign Corporations• Purchase / Refinance / Cash-Out / Bridge / Rehab / FlipFinish Construction / Short pay note purchase• Residential / Multifamily / Commercial / Mixed Use / Rural Industrial / Leased Land / Trophy Homes / Unique properties• Condos unacceptable to Fannie, Freddie & FHA OK• 1st, & 2nd TD's- minimum loan amount as low as $150000• Stated Income / Alt Doc (bank statements) / No Doc available• Bad Credit / No Fico / No Credit OK• Bankruptcy / Foreclosure / NOD / Short sale OK• Up to 90% LTV on Rehab Properties-• Note rates as low as 5.99%- (Most deals 8-12%)• 6 month - 7 year terms available / Interest Only payment options/40 Year Amortization available• No Pre Pay Penalty Program (6mo, 1yr, 2yr options available)•Most deals 3-5 PointsFor Scenarios or pricing, call us. Same Day Approvals!

We provide creative solutions to small businesses and entrepreneurs who need small business loans and are tired of the red tape hassle of the big banks.We can help you raise capital for start-ups, small businesses and Real Estate investors. We work with over 100 national, regional, and local commercial lenders and credit unions that are looking to fund your business. Our network of over 100 commercial lenders report exclusively to the business credit bureaus (Dun & Bradstreet, Corporate Experience and Equifax Commercial). If you qualify we can help you receive the most capital with the lowest interest rate and as quickly as 15 days!Looking to start or grow your company? we help people just like you get the funding they need every single day! unsecured business credit lines from $25,000 up to $250,000.*Contact us for an application and free funding estimate today! Here are some of our requirements:•At least 1 year in business•All Loans are Secured• Funding from $5,000 – $10,000,000+ (call for special pricing)• 100% financing available• NO application fees• LOW interest rates• Fast 72-hour turnaround• 1 application, no documentation option• Personal service with your own account specialist• Leasing options availablePrivate Money, Business Loans, Lines of Credit, Merchant Cash Advance, Equipment Financing and several other out of the box financing methods

Helpmybizloans, have been in business since 2004 and manages a private money lending fund by the name of Helpmybiz Income Fund. Their source of capital comes from investors in the Fund, which includes corporations, high-net-worth individuals, investment companies, and family trusts. As a direct private lender, Helpmybiz loans can fund quickly and is committed to providing exceptional service to its borrowers. They offer 1st trust deed bridge loans for a property purchase, refinance, equity cash out, rehab or construction. At Helpmybiz loans, we primarily provide senior debt to property owners and investors. However, we do have the experience and bandwidth to structure debt/equity deals, participating loans, JV and development dealsToday, our real estate business has evolved into a fully integrated investment, development and finance enterprise that brings the depth of its relationships, collective intelligence and enduring vision to all of its endeavors. We continue to write the next chapter of our story every day with the same entrepreneurial spirit that inspired us from the beginning. It motivates us in everything we do and with everyone we connect.

Residential Sales/RentalsNew Condo DevelopmentsCommercialInvestments etc.Roger Dudely Rutenberg Realty Inc. is a Mortgage Fund Manager and licensed Real Estate Broker that provides direct financing through private real estate loans secured by non-owner occupied residential, commercial, industrial, and multi-family residential real estate. With more than 8 years of combined experience, Roger Dudely Rutenberg Realty Inc. have organized operations around sound business practices, integrity, efficiency, and conservative approaches to real estate lending. Roger Dudely Rutenberg Realty Inc. prides itself in being able to provide financing to a wide variety of real estate investors by creatively tailoring loan programs around the needs of a particular borrower. As a broker we have the flexibility to accommodate most scenarios with the intent of ensuring the success of the borrower.We are a team of passionate real estate, technology, marketing, finance and legal experts with experience from some of the most respected companies within our fields. We share a common belief that investing in real estate should be, and can be, made easier.

Small business loan analyst. Helped launch this company from the ground up. Started out of the owners house and put them into an office in a much shorter time than expected. Helped propel the business forward while developing scripts and training programs. Did sales the entire time while development took place which created capital to run the company.

We offer short-term financing for real estate investors and property owners in California and Nevada area that require a business purpose private mortgage loan. Real estate owners seeking fast funding to purchase a property, get cash out, refinance to a lower rate or new term, rehab or construction have turned to Nationwide Mortgage since 2005, with over $3 billion funded to date. They have an experienced team of mortgage professionals who are dedicated to providing exceptional service.Noelle Wheeler, President

Residential sales, listings, property marketing, pre-qualifying buyer and mortgage leads.Originated purchase money and refinance loans, assisted processing with funding conditions. Daily telemarketing to generate new office listings, weekly open houses to generate sales and buyer leads.Listed and sold single family residence, units and small commercial properties. Also assisted clients with their property management needs.Funded FHA, Conventional, Commercial and Subprime portfolio products from Washington Mutual, World Savings, Great Western Bank, American Savings Bank, and other direct lenders.Over 10 years working as a Professional Real Estate Agent and Mortgage Consultant in the Downey, Pico Rivera, Southeast Cities, Greater Los Angeles and the San Fernando Valley area and Nevada area.Seasoned Realtor working with the Hispanic community.

Worked to promote economic development, improve quality of life, increase tourism, public safety and regional cooperation, raise the profile of Nevada Statewide, support parks and recreation, and provide transportation solutions by leveraging a better return of or tax dollars from State and Federal Funds.Service: Association of Washington Cities (AWC), Vice President; AWC Resolutions Committee, Chairman; AWC Legislative Policy Committee - Energy, Information Technology & Communications Technology, Chairman; Risk Management Service Agency (RMSA) Vice-President; RMSA Management Committee, Vice-Chairman; Puget Sound Regional Council Executive Board & Transportation Policy Board; National League of Cities (NLC) Policy Committee on Information Technology and Communications; National Association of Telecommunications Officers and Advisors; Commissioner on the Pierce Transit Board, AWC Employee Benefit Trust Board, Vice-President; Good Government Group Foundation Board, Vice-Chairman; AWC Center for Quality Communities Foundation - Board of Directors, Vice-Chairman; Washington State Tri-Association Executive Board; Puget Sound Regional Clean Air Agency Board; PSRC Operations Committee; ASARCO Development Strategy Team; Chairman of the Performance Review Committee; Joint Municipal Action Committee, Chairman; Economic Development Committee, Chairman; Chairman of the Zoo Trek Authority; Chairman of the Joint Municipal Action Committee; Pierce County Regional Council Member; Vice Chair of the Nevada Regional Convention & Visitors Bureau.

Deliver together:We believe in the importance of treating each customer, client and teammate as an individual and treating every moment as one that matters. We strive to go the distance to deliver, with discipline and passion. We believe in connecting with people person-to-person, with empathy and understanding. We believe everything we do for customers, clients, teammates and the communities we serve is built on a solid business foundation that delivers for shareholders.Act responsibly:We believe that integrity and the disciplined management of risk form the foundation of our business. We are aware that our decisions and actions affect people’s lives every day. We believe in making decisions that are clear, fair, and grounded in the principles of shared success, responsible citizenship and community building.