David Urry Email & Phone Number

• Corporate financial analysis
• Structured finance and asset-based loan underwriting
• Fixed income portfolio management (ABS investments)
• Financial modeling and capital stress testing

Salt Lake City

• Credit and counterparty risk analysis
• Financial model and underwriting review for Senior Secured Loan Participations
• Investment analysis for participation in securitizations
• Prepare monthly/quarterly portfolio reporting
• Assist in the oversight of Bank credit policies

Salt Lake City

• Performed due diligence on over 100 transactions, and participated in funding $90.2 million of loans.
• Performed balance sheet, and cash flow analysis to determine creditworthiness of applicant businesses with annual revenues ranging between $1MM and $60MM.
• Worked quickly to understand the business model of each borrowing entity for companies across various industries and capital structures.
• Collaborated with the sales team to collect borrower information needed for credit decisions, and also with the loan processing team to ensure closing conditions were met in order to fund all approved loans.
• Prepared credit presentations and provided recommendations on credit decisions for first position loans under the US SBA 7(a) and 504 lending programs.
• Reviewed and approved each real estate appraisal for all real estate loans underwritten. Property types included office, retail, industrial, and self-storage facilities.

Salt Lake City

• Worked on a global team to onboard over 16,000 accounts for portfolio reconciliations.
• Performed reconciliations on portfolios of over-the-counter derivative trades by investigating material disputes in the trade details to resolve them in a timely manner.
• Co-Managed a group inbox for client on-boarding by processing the information provided, and responding to client queries to ensure understanding of the reconciliation process.
• Prepared reports for management to help monitor the firm’s compliance to the market regulations.

Salt Lake City

• Assisted in the full underwriting and funding of 39 loans totaling $38.8 million.
• Analyzed credit worthiness for SBA loans, conventional owner-occupied loans, and investor loans.
• Reviewed tenant leases, financial statements, and other business agreements, to build debt service coverage models to determine repayment ability.

Master'S Degree, Finance, 4.0 Gpa

Bachelor Of Arts (B.A.), Finance, 3.83 Gpa