Dustin Lewis Email & Phone Number

Fort Worth, Texas, United States

Arlington, Texas, United States

Fort Worth, Texas

Managed credit risks of assigned Commercial Real Estate loan portfolio, including completing covenant testing, annual reviews and other monitoring requirements. Partnered with loan officers to effectively lead oversight and risk management of an assigned portfolio of CRE loans/relationships.Performed credit monitoring of existing loans and underwriting of.

• Internal consultant to bankers for IRE loan requests ranging from $0.5M to $3.0M in the DFW/Northeast Texas territory. Processed $50M in loans annually with an average loan amount of $1.5M. Supported lending process.
• Stayed below budget in defaults and special asset management takeovers.
• Consistently met timeliness goals.
• Successfully managed portfolio risk during construction downturn – reducing exposure via diligent monitoring of developer lines of credit, budget adherence, timeliness, and subcontractor payouts.
• Performed due diligence inspections quarterly, including lease-up cycle, to ensure appropriate risk ratings.

• Supported underwriting, relationship management, and portfolio management activities within $150.0M loan portfolio in DFW territory. Negotiated loan terms with customers. Consistently monitored portfolio performance.
• Helped double portfolio size – enabling portfolio to increase by $75.0M within 3 years.
• Restored customer service levels and turn-around times after replacing a remote Portfolio Manager.
• Strengthened relationship with Credit Officer by producing more thorough underwriting investigations.
• Served as Interim Relationship Manager – maintaining customer service levels for 90 day interim post.

Greater New Orleans Area

• Supported underwriting and portfolio management activities of 3 Relationship Managers with a $400.0M CRE loan portfolio. Oversaw loan construction draws for residential home builders, commercial loan acquisitions.
• Helped grow portfolio by $100.0M during tenure.
• Supported a Top 5 producer for 2 years.
• Standardized more comprehensive underwriting process for homebuilder segment.

Greater New Orleans Area

• Promoted to pilot all-new position. Responsible for underwriting most challenging loan requests from various commercial lines of business, including Middle Market, U.S. Corporate, Energy-Maritime, and International.
• Consistently met underwriting turn-around standards despite short-staffing situation.
• Hired new Credit Analysts.