Duygu Ö. Email & Phone Number

İstanbul, Türkiye

• Assist the online open-service banking business in identifying and mitigating legal risks related to Getir’s financial services, FinTech and banking projects. ensuring up-to- date knowledge of new legislation and regulatory changes. • Act as subject matter expert on existing and emerging legal requirements, such as general lending, digital asset, credit agreements and payment systems.• Follow the adaptation of the regulations regarding the Digital Bank and BAAS model adapted to Turkey from the EU, regulations for crypto assets and EU regulations.• Draft, review, and negotiate agreements, internal and external documents, including standard agreements, forms, policies, producers and by-laws.• Provide time-sensitive support to departments and branches on their legal inquiries.• Review, advise, structure and approve new financial services and solutions, ensuring adequate protections and compliance with Bank's policies and risk appetite.• Provided daily legal opinion for advertising on TV, radio spots, billboards.• Established a financial system complied with “KVKK (GDPR)” with important measures.• Managed the formation and organization of the company, complied with regulations set by the Banking Regulation and Supervision Agency (BDDK), handled relations with BDDK, and offered legal counsel to lessen risks and ward off potential legal cases.

Istanbul, Turkey

• Provided legal advice, guidance and training to employees at both the head office and branch levels to ensure compliance with applicable laws, regulations, and internal policies in all operational aspects of the Bank's activities.• Drafted, advised and negotiated a wide range of corporate banking agreements: Corporate and retail consumers, Overdraft Facility Agreement which for overdraft accounts, Insurance Agreement, and Financial Leasing Agreement.• Prepared and revised standard agreements, including Customer Credit Agreement for retail consumers, Surety and Account Pledge Agreement for Consumer Transactions, Credit Card Agreement for both.• Provided legal consultancy and guidance to Corporate Communication Department in Intellectual Property Law matters and to HR Department on Labour Law issues.• Attended meetings and controlled/revised agreements signed by and between Credit Guarantee Funds (KGF).• Assisted in the resolution of legal disputes and claim by working closely with internal stakeholders, external legal advisors, and regulatory authorities to represent the Bank's interests, negotiate settlements, and minimise potential liabilities.• Prepared all documents offered to and signed by retail customers regarding Consumer Protection Law and other regulations.• Created generic documents covering all types of customer complaints for Customer Satisfaction Department.

• Provided legal advice, guidance and training to employees at both the head office and branch levels to ensure compliance with applicable laws, regulations, and internal policies in all operational aspects of the Bank's activities.• Drafted, advised and negotiated a wide range of corporate banking agreements: Corporate and retail consumers, Overdraft Facility Agreement which for overdraft accounts, Insurance Agreement, and Financial Leasing Agreement.• Prepared and revised standard agreements, including Customer Credit Agreement for retail consumers, Surety and Account Pledge Agreement for Consumer Transactions, Credit Card Agreement for both.• Provided legal consultancy and guidance to Corporate Communication Department in Intellectual Property Law matters and to HR Department on Labour Law issues.• Attended meetings and controlled/revised agreements signed by and between Credit Guarantee Funds (KGF).• Assisted in the resolution of legal disputes and claims by working closely with internal stakeholders, external legal advisors, and regulatory authorities to represent the Bank's interests, negotiate settlements, and minimise potential liabilities.• Prepared all documents offered to and signed by retail customers regarding Consumer Protection Law and other regulations.• Created generic documents covering all types of customer complaints for Customer Satisfaction Department.

Istanbul, Turkey

• Reviewed, negotiated, and drafted a wide range of contracts, agreements, and legal documents involving lease agreements, distribution agreements, employment agreements, sales contracts and construction contracts.• Provided legal opinion and support to operational teams on legal, regulatory and contractual matters.• Organised ordinary/extraordinary meetings of the general assembly for companies and prepared and drafted legal documents.• Translated documents of power of attorney, circular of signature, board of directors’ resolution articles of association and contracts such as franchise agreements and employment agreements.

Istanbul, Turkey

• Conducted legal research and case precedents, provided legal insights and addressed any legal concerns or issues related to Labour Law and Consumer Law.• Reviewed and analysed legal documents in accordance with Competition Law, including contracts and agreements.• Assisted in drafting legal documents, such as contracts, memos and letters of intent about the issues regarding competition.• Translated corporate documents and contracts, including the power of attorney, circular of signature and lease agreements.

Master Of Laws (Ll.M.), Business Law

Bachelor Of Laws (Ll.B.)

International Law And Legal Studies

Graduate Diploma In Law, Law