Dylan Kelsheimer Email & Phone Number

Manhattan, Kansas, United States

• Consult with clients about their financing needs and advise them on potential products or strategies that allow them to meet their goals. • Analyze financial information and review documentation in order to put clients in the best financial position possible. • Cross-sell banking solutions that best fit the clients needs. • Originate consumer-based residential mortgage loans, commercial loans, and agricultural loans. • Monitor existing portfolio, maintain designated delinquency rate, and adhere to bank policy and federal regulations.

Emporia, Ks

• Assisted loan officers with underwriting requests by analyzing financial statements, observing trends, performing stress tests, and preparing credit memorandums.• Reviewed credit relationships with an exposure of $500,000 or more annually to ensure that the relationships continue to perform as agreed• Attended and provided input during Loan Committee and Board meetings on a regular basis • Prepared and monitored the bank's watch list credits quarterly by collaborating with individual loan officers regarding their specific loan relationships • Attended trainings provided by the KBA, Schools of Banking, and the ICBA

Topeka, Kansas

• Prepared loan memorandums for each individual officer by performing financial analysis, determining the bank's collateral position, and reviewing overall credit worthiness • Performed annual reviews on relationships with a total exposure exceeding $500,000 • Worked with title companies, appraisers, participating banks, and customers to obtain documents that were necessary to complete each request• Created a workbook in excel for credit analysis that replaced an under-utilized application in order to lower the bank's annual expenses • Monitored the bank's loan concentration and lending limit on a daily basis due to the size of the bank's capital position

Manhattan, Ks

• Performed general teller duties that included processing loan payments, deposits, cashing checks, and balancing an individual teller drawer each night • Assisted loan officers when needed in regards to questions on loan payments, reimbursements, and general client information• Described product types and assisted customers in determining the best product for their specific need • Opened and closed accounts for individuals, businesses, and trusts• Created a word document to assist in identifying customers that would benefit from the bank cross-selling certain products or account types

Omaha

• Put together credit recommendation sheets for senior analysts by contacting clients, references, and pulling data from the company's resources• Performed reviews on clients and suggested credit limits after analyzing each customer's financial data and history with the company • Assisted with the creation of a credit score system to grade future and existing clients with variables determined by the company's fundamentals• Attended weekly meetings that taught different aspects of the commodity businesses including market trends and outlooks• Visited grain elevators to gain a better understanding of logistics and storage as it relates to the commodity markets

Manhattan, Kansas

• Processed daily transactions that included loan payments, credit card payments, deposits, withdrawals, and check cashing• Balanced personal teller drawer and the bank's vault at the end of each business day• Assisted in training 3 part-time tellers to assume roles at other branches• Discussed products with new and existing clients while successfully explaining the terms and rates that the bank had to offer• Provided assistance to the IRA department by reviewing terms and rates for clients during an annual audit